1606 E Montezuma Ave, Cortez, CO 81321 Property Records

Montezuma County property record for 1606 E Montezuma Ave, Cortez, CO 81321

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,194 sqft · built 1978
Lot Size0.233 acres (10,149 sqft)
OwnerIndividual Name on File
Tax Bill$845 (2025)
Deeds & MortgagesOct 2018 Mortgage
Flood ZoneZone X (minimal risk)
APNR008806

Property Details

APN / Parcel Number

Primary APNR008806
Alternative APN
  • 561125216005

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,194 sqft Total Area
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,149 sqft (0.233 acres)
Garage TypeCarport
Garage Area360 sqft
CarportCarport
Carport Area360 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric
SewerMunicipal

Location & Zoning

Account NumberR008806
Street Address1606 E MONTEZUMA AVE
CityCORTEZ
StateCO
Zip81321-3056
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionSUBDIVISION: HENRY SUB LOT: 3-5 BLOCK: 3 W PT OF LOTS 3-5; R/472200
Legal SubdivisionHENRY SUB
Legal Block3
Legal Lot Number3-5
JurisdictionMONTEZUMA CO
Township / Civil DivisionCORTEZ
Census Block Group3
Census Block3009
Census Tract969302

Owner

1606 E Montezuma Ave is owned and occupied by an individual who acquired it in May 2003.

Source: Montezuma County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address1606 E MONTEZUMA AVE, CORTEZ, CO 81321-3056
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 6, 2003
Deed SaleMay 6, 2003
Prior SaleSep 16, 1994 · Amount on File
Deed Document Number2003512967
Record UpdatedOct 29, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEZUMA CO
Property Address1606 E MONTEZUMA AVE, CORTEZ, CO 81321-3056
Transaction TypeMortgage
Record UpdatedNov 14, 2018
Title CompanyCOMMONWEALTH USA SETTLEMENTS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number619892
DateOct 31, 2018
Instrument619892
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueNov 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 1606 E Montezuma Ave was $845, up 24.4% from the year before.

Source: Montezuma County assessment roll, as of March 24, 2026

Property Jurisdictions

TypeName
StateColorado
CountyMontezuma County
MunicipalityCortez City
Unified School DistrictMontezuma-Cortez School District RE-1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$845.00 (+24.45%)$16,759 (+26.74%) Land $2,102 Building $14,657$210,541 (+26.74%) Land $26,411 Building $184,130
2024$679.00 (+9.87%)$13,223 (-24.87%) Land $2,661 Building $10,562$166,115 (-24.87%) Land $33,425 Building $132,690
2023$618.00 (-2.68%)$17,601 (+33.91%) Land $3,542 Building $14,059$221,115 (+33.91%) Land $44,492 Building $176,623
2022$635.00$13,144 Land $1,617 Building $11,527$165,127 Land $20,316 Building $144,811

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1606 E Montezuma Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1606 E Montezuma Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CORTEZ
serves 8,770 people · EPA ID CO0142200
Water SourceSurface water
Last State InspectionJun 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Clearnetworx
Fiber
1,000 / 1,000
TDS Telecom
Cable
1,000 / 20
Choice Broadband
Fixed Wireless
400 / 80
Nimbus Solutions
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Farmers Telecommunications, FastTrack Communications, Visionary Broadband.

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