1606 E 235th Ter, Cleveland, MO 64734 Property Records

Cass County property record for 1606 E 235th Ter, Cleveland, MO 64734

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,540 sqft · built 1980
Lot Size	4.25 acres (185,130 sqft)
Owner	2 Individual Names on Record
Last Sale	$309,200 (Aug 2020)
Tax Bill	$10,266 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-08-28-000-000-002.000`

Property Details

APN / Parcel Number

Primary APN	`06-08-28-000-000-002.000`
Alternative APN	`2574900`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,540 sqft Living Area
Gross Area	4,338 sqft
1st Floor Area	1,270 sqft
Basement Area	1,270 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Bi-Level
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	185,130 sqft (4.25 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	6 sqft
Deck Area	192 sqft
Patio Area	192 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	2574900
Street Address	1606 E 235TH TER
City	CLEVELAND
State	MO
Zip	64734-8013
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MASSEY CREEK EST RES LOT 2
Legal Range	33
Legal Township	45
Legal Section	28
Legal Subdivision	MASSEY CREEK EST
Legal Lot Number	2
Jurisdiction	CASS MO
Township / Civil Division	UNION
Census Block Group	2
Census Block	2047
Census Tract	61001

Owner

Source: Cass County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1606 E 235TH TER, CLEVELAND, MO 64734-8013
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2020	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 27, 2018	Deed of Trust, Mortgage SIGNATURE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2020 · Amount on Record
Deed Sale	Aug 31, 2020 · Amount on Record
Prior Sale	Sep 19, 2016 · Amount on Record
Deed Document Number	2020672059
Deed Book / Page	4549 / 17
Prior Transfer Date	Sep 16, 2016
Prior Transfer Doc	4048/017
Record Updated	Jun 8, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MO
Recording Date	Aug 31, 2020
Property Address	1606 E 235TH TER, CLEVELAND, MO 64734-8013
Document Number	4549/17
Book / Page	4549 / 17
Map Reference	MB 8 PG 57
Instrument Date	Aug 19, 2020
Instrument	672059
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	PLATINUM TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1606 E 235TH TER, CLEVELAND, MO 64734-8013

Mortgage

Document Number	454918
Date	Aug 31, 2020
Instrument	4549/18

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	1606 E 235TH TER, CLEVELAND, MO 64734-8013
Transaction Type	Mortgage
Record Updated	Aug 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4272/101
Date	Jul 27, 2018
Book Page	4272/101
Instrument	630343

Lender

Name	SIGNATURE FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22313

Agreement

Amount	Amount Recorded
Term	178 Months
Due	May 18, 2033

Tax Assessment & Valuation

Source: Cass County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cass County
Unified School District	Midway R-I School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,266.00 (+208.01%)	$54,180 (+11.12%) Land $3,630 Building $50,550	$286,270 (+11.07%) Land $19,350 Building $266,920
2024	$3,333.00 (+0.33%)
2023	$3,322.00 (+4,052.5%)	$48,760 (+14.92%) Land $3,310 Building $45,450	$257,730 (+14.96%) Land $17,670 Building $240,060
2022	$80.00	$42,430 Land $3,310 Building $39,120
2021			$224,200 Land $17,670 Building $206,530

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	10 (1982–2017)
Claims Outside the SFHA	7 of 10
Most Recent Claim	Aug 2017 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASS COUNTY PWSD 2 serves 4,650 people · EPA ID MO1024114
Water Source	Purchased surface water from KANSAS CITY PWS
Last State Inspection	Dec 2023
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GoBrolly Fixed Wireless	100 / 100

1606 E 235th Ter, Cleveland, MO 64734 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on E 235th Ter

Nearby Streets

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