1606 Cypress Rd, Saint Leonard, MD 20685 Property Records

Calvert County property record for 1606 Cypress Rd, Saint Leonard, MD 20685

Property Summary

Property TypeSingle Family Home
Details2 ba · 848 sqft · built 1962
Lot Size0.216 acres (9,425 sqft)
Owner2 Individual Names on File
Last Sale$231,000 (Jul 2008)
Tax Bill$2,351 (2025)
Deeds & MortgagesJan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN01-042076

Property Details

APN / Parcel Number

Primary APN01-042076
Alternative APNs
  • 1042076
  • 042076

Interior

Full Baths2 Baths
Stories1 Story
Building Area848 sqft Total Area

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Exterior MaterialBlock
Roof MaterialComposition Shingle
Lot Area9,425 sqft (0.216 acres)
PorchSlab

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number042076
Street Address1606 CYPRESS RD
CitySAINT LEONARD
StateMD
Zip20685-2510
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionLTS 11-14 BLK 9 SEC A LONG BEACH
Legal SubdivisionLONG BEACH ON THE BAY
Legal Block9
Legal Lot Number11-14
JurisdictionCALVERT MD
Township / Civil Division1, SOLOMONS ISLAND
Census Block Group1
Census Block1007
Census Tract861100

Owner

1606 Cypress Rd is owned and occupied by two individuals who bought it in July 2008.

Source: Calvert County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address1606 CYPRESS RD, SAINT LEONARD, MD 20685-2510
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 24, 2008 · Amount on File
Deed SaleJul 24, 2008 · Amount on File
Prior SaleDec 19, 2002 · Amount on File
Deed Document Number200890160
Deed Book / Page3185 / 407
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address1606 CYPRESS RD, SAINT LEONARD, MD 20685-2510
Transaction TypeMortgage
Record UpdatedOct 25, 2022
Title CompanySERVICELINK LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1606 CYPRESS RD, SAINT LEONARD, MD 20685-2510

Mortgage

Document Number0058350237
DateJan 25, 2021
Book Page5835/237
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1606 Cypress Rd was $2,351.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$224,300 Land $88,700 Building $135,600$224,300 Land $88,700 Building $135,600
2025$2,351.00
2023$1,661.00$159,900 Land $88,700 Building $71,200$159,900 Land $88,700 Building $71,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1606 Cypress Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 122 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies122 in force
Nearby Flood Claims17 (2003–2025)
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Isabel, Sep 2003 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1606 Cypress Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · above 75% of Maryland
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEACHES WATER CO-OPERATIVE
private · serves 2,000 people · EPA ID MD0040009
Water SourceGroundwater
Last State InspectionFeb 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Cypress Rd

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