1606 Covered Bridge Rd, Cedarburg, WI 53012 Property Records

Ozaukee County property record for 1606 Covered Bridge Rd, Cedarburg, WI 53012

Property Summary

Property Type	Single Family Home
Lot Size	0.919 acres (40,075 sqft)
Owner	Individual Name on Record
Last Sale	$361,000 (Oct 2020)
Tax Bill	$5,072 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-015-06-025.00`

Property Details

APN / Parcel Number

Primary APN	`03-015-06-025.00`
Alternative APN	`30755`

Exterior

Lot Area	40,075 sqft (0.919 acres)

Location & Zoning

Account Number	30755
Street Address	1606 COVERED BRIDGE RD
City	CEDARBURG
State	WI
Zip	53012-9764
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1104327 COMM 1329 FT N & 33 FT E OF W 1/4 PST TH N 160 FT E 250 FT S 160 FT W 250 FT POB #325 CSM PRC 3 VOL 1/585 SEC 15 T 10
Legal Range	21
Legal Township	10
Legal Section	15
Legal Subdivision	CERTIFIED SURV MAP #325 PCL 3
Jurisdiction	OZAUKEE WI
Township / Civil Division	CEDARBURG
Census Block Group	1
Census Block	1021
Census Tract	650300

Owner

Source: Ozaukee County records, as of February 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1606 COVERED BRIDGE RD, CEDARBURG, WI 53012-9764
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BANK NA
Sep 24, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Oct 22, 2020	Warranty Deed, Transfer · VA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2020 · Amount on Record
Deed Sale	Oct 22, 2020 · Amount on Record
Deed Document Number	1104327
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OZAUKEE WI
Property Address	1606 COVERED BRIDGE RD, CEDARBURG, WI 53012-9764
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001099942
Date	Aug 20, 2020
Instrument	1099942

Lender

Name	BMO HARRIS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2050

Interest

Rate Type	Fixed Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OZAUKEE WI
Property Address	1606 COVERED BRIDGE RD, CEDARBURG, WI 53012-9764
Document Number	0001104328
Instrument Date	Sep 24, 2020
Transaction Type	Mortgage
Record Updated	Nov 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1606 COVERED BRIDGE RD CEDARBURG WI 530129764, CEDARBURG, WI 53012-9764

Mortgage

Document Number	0001104328
Date	Oct 22, 2020
Instrument	1104328

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 21, 2050

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OZAUKEE WI
Recording Date	Oct 22, 2020
Property Address	1606 COVERED BRIDGE RD, CEDARBURG, WI 53012-9764
Document Number	0001104327
Map Reference	DOC 230715
Instrument Date	Sep 24, 2020
Instrument	1104327
Transaction Type	Transfer
Record Updated	Feb 7, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,083.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001104328
Date	Oct 22, 2020
Instrument	1104328

Lender

Name	QUICKEN LOANS INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ozaukee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Ozaukee County
County Subdivision	Cedarburg Town
Unified School District	Cedarburg School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,072.00 (+17.49%) Homeowner's exemption	$464,100 (-) Land $81,700 Building $382,400	$555,100 (+17.56%)
2023	$4,317.00 Homeowner's exemption	$464,100 Land $81,700 Building $382,400	$472,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of Wisconsin
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Bertram Communications Fixed Wireless	100 / 20

May also be available: AT&T.

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