1606 Copper Creek Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 1606 Copper Creek Rd, Murphy, NC 28906

Property Summary

Property TypeRural Home
Details3 bd · 2 ba · 1,536 sqft · built 1991
Lot Size1.07 acres (46,609 sqft)
OwnerIndividual Name on Record
Tax Bill$835 (2025)
Deeds & MortgagesMar 2021 Mortgage
Sep 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN456700155102000

Property Details

APN / Parcel Number

Primary APN456700155102000
Alternative APN
  • 3455

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,536 sqft Heated Area
FlooringCarpet
Interior WallsPlaster
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1996
Exterior MaterialCombination
Foundation TypeFooting
Roof TypeGable
Roof MaterialAsphalt
Lot Area46,609 sqft (1.07 acres)
Lot Width414 ft Width
PorchOpen Porch
Porch Area384 sqft
Deck Area248 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
Heating FuelElectric

Location & Zoning

Account Number3455
Street Address1606 COPPER CREEK RD
CityMURPHY
StateNC
Zip28906-5508
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionCOPPER CREEK 563/95
JurisdictionCHEROKEE NC
Township / Civil DivisionBEAVERDAM
Census Block Group2
Census Block2004
Census Tract930300

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1606 COPPER CREEK RD, MURPHY, NC 28906-5508
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST RELIANCE BANK
Sep 13, 2018Deed of Trust, Mortgage · Conventional Mortgage
EMBRACE HOME LOANS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 1, 1995
Deed SaleFeb 1, 1995
Deed Document Number0000056395
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address1606 COPPER CREEK RD, MURPHY, NC 28906-5508
Transaction TypeMortgage
Record UpdatedApr 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1676/889
DateMar 30, 2021
Book Page1676/889
Instrument2107
Lender
NameFIRST RELIANCE BANK
TypeBank
AddressMOUNT PLEASANT, SC 29464
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2036

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address1606 COPPER CREEK RD, MURPHY, NC 28906-5508
Transaction TypeMortgage
Record UpdatedOct 2, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number01595/0786
DateSep 13, 2018
Book Page01595/0786
Instrument04384
Lender
NameEMBRACE HOME LOANS INC
TypeMortgage Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2033

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$835.00$115,780 (-)$115,780 (-) Land $13,950 Building $101,830
2023$115,780$115,780 Land $13,950 Building $101,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 90% of North Carolina
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Peachtree Broadband Fiber
Fiber
1,000 / 1,000
Starlink
Satellite
280 / 30

Cell Coverage

No cell data coverage reported

Nearby Properties on Copper Creek Rd

Nearby Streets

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