1606 Cobb St, New Bern, NC 28560 Property Records

Craven County property record for 1606 Cobb St, New Bern, NC 28560

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,218 sqft · built 1999
Lot Size0.23 acres (10,024 sqft)
Owner2 Individual Names on Record
Last Sale$5,000 (Sep 1994)
Tax Bill$1,616 (2026)
Deeds & MortgagesJul 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN8-020-044

Property Details

APN / Parcel Number

Primary APN8-020-044
Alternative APN
  • 132157

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,208 sqft Living Area
1st Floor Area2,218 sqft
Interior WallsFinished/Painted

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialAluminum/Vinyl
Foundation TypeMasonry
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,024 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number132157
Street Address1606 COBB ST
CityNEW BERN
StateNC
Zip28560-3534
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNR10A
Legal Description166 & 167 LARKSVILLE
Legal SubdivisionLARKSVILLE SUBDIVISION
JurisdictionCRAVEN NC
Township / Civil Division8
Census Block Group3
Census Block3002
Census Tract960600

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1606 COBB ST, NEW BERN, NC 28560-3534
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 6, 1994 · Amount on Record
Deed SaleSep 6, 1994 · Amount on Record
Deed Book / Page1432 / 654
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCRAVEN NC
Recording DateJul 7, 2026
Property Address1606 COBB ST, NEW BERN, NC 28560-3534
Document Number0010158521
Book / Page3887 / 47
Instrument DateJul 17, 2024
Instrument202610158521
Transaction TypeMortgage
Record UpdatedJul 16, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1606 COBB ST, NEW BERN, NC 28560-3534

Mortgage

Document Number0010158521,
DateJul 7, 2026
Book Page3887/47
Instrument202610158521
Lender
NameMAK INVESTMENTS LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
Interest
Rate6.87%
Max Rate-1%

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCraven County
MunicipalityNew Bern City
Unified School DistrictCraven County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,616.00 (-5.94%)$213,280 (+8.15%) Land $9,350 Building $203,930$213,280 (+8.15%) Land $9,350 Building $203,930
2025$1,718.00 (+1.9%)$197,210 (-) Land $9,350 Building $187,860$197,210 (-) Land $9,350 Building $187,860
2023$1,686.00 (+16.52%)$197,210 (+48.13%) Land $9,350 Building $187,860$197,210 (+48.13%) Land $9,350 Building $187,860
2022$1,447.00$133,130 Land $6,000 Building $127,130
2018$133,130 Land $6,000 Building $127,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 141 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies141 in force
Nearby Flood Claims263 (1979–2018)
Claims Outside the SFHA8 of 263
Most Recent ClaimSep 2018 · Hurricane Florence
Claims by Event
  • Hurricane Florence, Sep 2018 · 76 claims
  • Hurricane Irene, Aug 2011 · 72 claims
  • Severe Storms, Flooding, And Straight-line Winds, Oct 2010 · 53 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF NEW BERN
serves 37,884 people · EPA ID NC0425010
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Brightspeed
Fiber
2,000 / 2,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: Spectrum.

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