1606 Central Ave, Whiting, IN 46394 Property Records

Lake County property record for 1606 Central Ave, Whiting, IN 46394

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,584 sqft · built 1900
Lot Size	0.106 acres (4,636 sqft)
Owner	2 Individual Names on Record
Last Sale	$222,800 (Aug 2022)
Tax Bill	$3,786 (2024)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Sep 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`007-28-29-0076-0034`

Property Details

APN / Parcel Number

Primary APN	`007-28-29-0076-0034`
Alternative APNs	`45-03-06-455-020.000-025` `282900760034`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,584 sqft Living Area
Gross Area	2,376 sqft
Basement Area	792 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1990
Construction Type	Frame
Roof Material	Asphalt
Lot Area	4,636 sqft (0.106 acres)
Lot Dimensions	122 ft deep x 38 ft wide
View / Lot	Alley
Garage Type	Detached
Garage Area	295 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1606 CENTRAL AVE
City	WHITING
State	IN
Zip	46394-1303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FORSYTHS 3RD ADD. L.45 BL.3 S2. L.46 BL.3
Legal Subdivision	FORSYTHS 3RD ADD
Legal Block	3
Legal Lot Number	45
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	1
Census Block	1004
Census Tract	40200

Owner

Source: Lake County records, as of January 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1606 CENTRAL AVE, WHITING, IN 46394-1303
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PORTFOLIO MORTGAGE CORP
Sep 29, 2020	Warranty Deed, Transfer MTC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2022 · Amount on Record
Deed Sale	Aug 24, 2022 · Amount on Record
Prior Sale	Sep 29, 2020
Deed Document Number	2022534940
Prior Transfer Date	Jun 14, 2012
Prior Transfer Doc	2012045742
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Aug 24, 2022
Property Address	1606 CENTRAL AVE, WHITING, IN 46394-1303
Document Number	0000034940
Map Reference	MB 5 PG 10
Instrument Date	Aug 23, 2022
Instrument	2022-534940
Transaction Type	Transfer
Record Updated	May 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1606 CENTRAL AVE, WHITING, IN 46394-1303

Mortgage

Document Number	0000034941
Date	Aug 24, 2022
Instrument	2022-534941

Lender

Name	AMERICAN PORTFOLIO MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Sep 29, 2020
Property Address	1606 CENTRAL AVE, WHITING, IN 46394-1303
Document Number	0000068904
Instrument Date	Sep 16, 2020
Instrument	68904
Transaction Type	Transfer
Record Updated	Apr 19, 2021
Title Company	MTC

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Whiting City
Unified School District	Whiting School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$225,400 (+19.32%) Land $46,100 Building $179,300	$225,400 (+19.32%) Land $46,100 Building $179,300
2024	$3,786.00
2023		$188,900 Land $46,100 Building $142,800	$188,900 Land $46,100 Building $142,800
2022	Additional exemption filed

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1983)
Most Recent Claim	Aug 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITING WATER DEPARTMENT serves 4,900 people · EPA ID IN5245048
Water Source	Purchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State Inspection	Nov 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, T-Mobile.

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