Cooke County property record for 1606 Bonner Rd, Gainesville, TX 76240
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,307 sqft · built 1993 |
| Lot Size | 0.179 acres (7,819 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $226,108 (Sep 2023) |
| Tax Bill | $3,075 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Sep 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2146-002-00007 |
| Primary APN | 2146-002-00007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,307 sqft Living Area |
| Gross Area | 2,683 sqft |
| 1st Floor Area | 1,307 sqft |
| Flooring | Carpet |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 7,819 sqft (0.179 acres) |
| Garage Type | Mixed |
| Garage Area | 240 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 416 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2146-002-00007 |
|---|---|
| Street Address | 1606 BONNER RD |
| City | GAINESVILLE |
| State | TX |
| Zip | 76240-4652 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COLLEGE VIEW ADDN; BLOCK 2; LOT 7 |
| Legal Subdivision | COLLEGE VIEW ADDN |
| Legal Block | 2 |
| Legal Lot Number | 7 |
| Jurisdiction | COOKE TX |
| Township / Civil Division | GAINESVILLE |
| Census Block Group | 1 |
| Census Block | 1084 |
| Census Tract | 400 |
Source: Cooke County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1606 BONNER RD, GAINESVILLE, TX 76240-4652 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 6, 2025 | Deed of Trust, Mortgage · FHA Mortgage SERVICEMAC LLC |
| Sep 5, 2023 | Vendor's Lien, Transfer · FHA Mortgage FIRST STATE BANK |
| Apr 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 5, 2023 · Amount on Record |
| Deed Sale | Sep 5, 2023 · Amount on Record |
| Prior Sale | Mar 22, 2010 · Amount on Record |
| Deed Document Number | 20235913 |
| Deed Book / Page | 2599 / 844 |
| Prior Transfer Date | Mar 9, 2013 |
| Prior Transfer Doc | 1858/635 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOKE TX |
| Property Address | 1606 BONNER RD, GAINESVILLE, TX 76240-4652 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1606 BONNER RD, GAINESVILLE, TX 76240-4652 |
| Document Number | 002738/333 |
|---|---|
| Date | Oct 6, 2025 |
| Book Page | 2738/333 |
| Instrument | 2025-7076 |
| Name | SERVICEMAC LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | COOKE TX |
| Recording Date | Sep 5, 2023 |
| Property Address | 1606 BONNER RD, GAINESVILLE, TX 76240-4652 |
| Document Number | 002599/844 |
| Book / Page | 2599 / 844 |
| Map Reference | CAB A SL 324B |
| Instrument Date | Aug 25, 2023 |
| Instrument | 2023-5913 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1606 BONNER RD, GAINESVILLE, TX 76240-4652 |
| Document Number | 0020235914 |
|---|---|
| Date | Sep 5, 2023 |
| Instrument | 2023-5914 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOKE TX |
| Property Address | 1606 BONNER RD, GAINESVILLE, TX 76240-4652 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2020 |
| Name | Verified Name |
|---|
| Document Number | 2326/619 |
|---|---|
| Date | Apr 30, 2020 |
| Book Page | 2326/619 |
| Instrument | 2981 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | DENTON, TX 76201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
Source: Cooke County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cooke County |
| Municipality | Gainesville City |
| Unified School District | Gainesville Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,075.00 (-3.67%) Homeowner's exemption | $213,765 (+37.06%) Land $33,005 Building $180,760 | $213,765 (+13.33%) Land $33,005 Building $180,760 |
| 2024 | $3,192.00 (+19.24%) | ||
| 2023 | $155,965 Land $33,005 Building $155,615 | $188,620 Land $33,005 Building $155,615 | |
| 2022 | $2,677.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1989–2015) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Apr 2015 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 84% of Texas |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nortex Communications Company Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Nextlink Fixed Wireless | 500 / 100 |
| Element8 Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| ElektraFi Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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