Horry County property record for 1606 Bay Tree Ln, Surfside Beach, SC 29575
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,622 sqft · built 2005 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $490,000 (Nov 2021) |
| Tax Bill | $1,872 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Nov 2025 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 459-07-01-0031 |
| Primary APN | 459-07-01-0031 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,622 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 20,909 sqft (0.48 acres) |
| Garage Type | Attached |
| Garage Area | 648 sqft |
| Pool Area | 275 sqft |
| Deck Area | 152 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 1606 BAY TREE LN |
|---|---|
| City | SURFSIDE BEACH |
| State | SC |
| Zip | 29575-5253 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DEERFIELD; LT 255 |
| Legal Subdivision | DEERFIELD |
| Legal Lot Number | 255 |
| Jurisdiction | HORRY SC |
| Township / Civil Division | MYRTLE BEACH |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 51403 |
Source: Horry County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1606 BAY TREE LN, SURFSIDE BEACH, SC 29575-5253 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 15, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE |
| Nov 10, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE |
| Nov 5, 2021 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE |
| Dec 30, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Oct 30, 2019 | Warranty Deed, Transfer · Conventional with PMI VANDERBILT MTG & FIN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 5, 2021 · Amount on Record |
| Deed Sale | Nov 5, 2021 · Amount on Record |
| Prior Sale | Oct 30, 2019 · Amount on Record |
| Deed Book / Page | 4481 / 2038 |
| Last Transfer Date | Oct 4, 2024 |
| Transfer Doc | 0048631309 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HORRY SC |
| Property Address | 1606 BAY TREE LN, MYRTLE BEACH, SC 29575-5253 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1606 BAY TREE LN, MYRTLE BEACH, SC 29575-5253 |
| Document Number | 67140000000986 |
|---|---|
| Date | Sep 15, 2023 |
| Book Page | 0000006714/0000000986 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HORRY SC |
| Property Address | 1606 BAY TREE LN, MYRTLE BEACH, SC 29575-5253 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1606 BAY TREE LN, SURFSIDE BEACH, SC 29575-5253 |
| Document Number | 69700000000539 |
|---|---|
| Date | Nov 10, 2025 |
| Book Page | 0000006970/0000000539 |
| Instrument | 2025000123617 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 1, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HORRY SC |
| Recording Date | Nov 5, 2021 |
| Property Address | 1606 BAY TREE LN, MYRTLE BEACH, SC 29575-5253 |
| Document Number | 0044812038 |
| Book / Page | 4481 / 2038 |
| Instrument Date | Nov 1, 2021 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1606 BAY TREE LN, MYRTLE BEACH, SC 29575-5253 |
| Document Number | 0064732697 |
|---|---|
| Date | Nov 5, 2021 |
| Instrument | 6473/2697 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | Jan 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HORRY SC |
| Recording Date | Dec 30, 2020 |
| Property Address | 1606 BAY TREE LN, SURFSIDE BEACH, SC 29575-5253 |
| Document Number | 4375/3394 |
| Book / Page | 004375 / 003394 |
| Instrument Date | Dec 21, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1606 BAY TREE LN MYRTLE BEACH SC 295755253, MYRTLE BEACH, SC 29575-5253 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HORRY SC |
| Recording Date | Oct 30, 2019 |
| Property Address | 1606 BAY TREE LN, SURFSIDE BEACH, SC 29575-5253 |
| Document Number | 4256/0016 |
| Book / Page | 004256 / 000016 |
| Instrument Date | Oct 29, 2019 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,214.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1606 BAY TREE LN SURFSIDE BEACH SC 295755253, SURFSIDE BEACH, SC 29575-5253 |
| Document Number | 6145/0305 |
|---|---|
| Date | Oct 30, 2019 |
| Book Page | 006145/000305 |
| Name | VANDERBILT MTG & FIN |
|---|---|
| Type | Mortgage Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 29, 2049 |
Source: Horry County assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Horry County |
| Unified School District | Horry County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,872.00 | ||
| 2024 | $1,872.00 (-70.95%) | $19,401 (+45.99%) Land $5,835 Building $13,566 | $485,023 (+45.99%) Land $145,863 Building $339,160 |
| 2023 | $6,445.00 (+378.83%) | $13,289 (-) Land $1,825 Building $11,464 | $332,230 (-) Land $45,630 Building $286,600 |
| 2021 | $1,346.00 | $13,289 Land $1,825 Building $11,464 | $332,230 Land $45,630 Building $286,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 90 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 127 units insured incl. 37 condo units |
| Nearby Flood Claims | 21 (1996–2026) |
| Claims Outside the SFHA | 21 of 21 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 98.6% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| HTC Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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