1606 Bay Meadows Dr, Modesto, CA 95350 Property Records

Stanislaus County property record for 1606 Bay Meadows Dr, Modesto, CA 95350

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,438 sqft · built 1963
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,000 (Jun 2022)
Tax Bill	$4,734 (2026)
Deeds & Mortgages	Jun 2022 Sale & Mortgage May 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`060-028-026-000`

Property Details

APN / Parcel Number

Primary APN	`060-028-026-000`
Alternative APNs	`0602826000` `0602826`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,438 sqft Living Area
1st Floor Area	1,438 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Construction Type	Wood
Lot Area	5,663 sqft (0.13 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1606 BAY MEADOWS DR
City	MODESTO
State	CA
Zip	95350-2709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SARATOGA MANOR NO 4 BLK 6654 LOT 22
Legal Subdivision	SARATOGA MANOR
Legal Block	6654
Legal Lot Number	22
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	4
Census Block	4011
Census Tract	805

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1606 BAY MEADOWS DR, MODESTO, CA 95350-2709
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2022	Grant Deed, Transfer · Conventional Mortgage CITIZENS BANK NA
May 4, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 24, 2017	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 5, 2017	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 13, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2022 · Amount on Record
Deed Sale	Jun 28, 2022 · Amount on Record
Prior Sale	May 23, 2016 · Amount on Record
Deed Document Number	202246073
Prior Transfer Date	Apr 1, 2015
Prior Transfer Doc	0000026026
Record Updated	Oct 29, 2026

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jun 28, 2022
Property Address	1606 BAY MEADOWS DR, MODESTO, CA 95350-2709
Document Number	0000046073
Map Reference	MB 20 PG 9
Instrument Date	Jun 15, 2022
Instrument	2022-0046073
Transaction Type	Transfer
Record Updated	Jul 7, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1606 BAY MEADOWS DR, MODESTO, CA 95350-2709

Mortgage

Document Number	0000046074
Date	Jun 28, 2022
Instrument	2022-0046074

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1606 BAY MEADOWS DR, MODESTO, CA 95350-2709
Transaction Type	Mortgage
Record Updated	May 17, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1606 BAY MEADOWS DR, MODESTO, CA 95350-2709

Mortgage

Document Number	0000043109
Date	May 4, 2021
Instrument	2021-0043109

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	303 Months
Due	Aug 1, 2046

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1606 BAY MEADOWS DR, MODESTO, CA 95350-2709
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013010
Date	Feb 24, 2017
Instrument	2017-0013010

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Jun 1, 2046

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1606 BAY MEADOWS DR, MODESTO, CA 95350-2709
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000073579
Date	Oct 5, 2017
Instrument	2017-0073579

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Jun 1, 2046

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1606 BAY MEADOWS DR, MODESTO, CA 95350-2709
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032826
Date	May 13, 2020
Instrument	2020-0032826

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Jun 1, 2046

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Elementary School District	Modesto City Elementary School District (KG - 08)
Secondary School District	Modesto City High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,734.00 (-7.72%) Homeowner's exemption	$415,500 (-6.78%) Land $250,000 Building $165,500
2025	$5,130.00 (+6.32%) Homeowner's exemption	$445,706 (+4.04%) Land $254,689 Building $191,017
2023	$4,825.00 (+60.35%) Homeowner's exemption	$428,400 Land $244,800 Building $183,600
2022	$3,009.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 767 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ayera Technologies, Verizon.

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