1606 6th Ave, Schenectady, NY 12303 Property Records

Schenectady County and Schenectady City property record for 1606 6th Ave, Schenectady, NY 12303

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,368 sqft · built 2010
Lot Size0.161 acres (7,000 sqft)
OwnerIndividual Name on File
Last Sale$80,000 (Nov 2010)
Tax Bill$2,790 (2026)
Deeds & MortgagesSep 2021 Mortgage
Jul 2021 Sale
Flood ZoneZone X (minimal risk)
APN421500 49.61-2-44.1

Property Details

APN / Parcel Number

Primary APN421500 49.61-2-44.1
Alternative APN
  • 150004906100020440000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,368 sqft Living Area
1st Floor Area684 sqft
2nd Floor Area684 sqft
Upper Floors Area296 sqft

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Architectural StyleColonial
Exterior MaterialComposition/Composite
Lot Area7,000 sqft (0.161 acres)
Lot Dimensions100 ft deep x 70 ft wide
PorchSlab
Porch Area157 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1606 6TH AVE
CitySCHENECTADY
StateNY
Zip12303-2042
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code03 - MULTI
Legal Block2
Legal Lot Number44.001
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1003
Census Tract21500

Owner

1606 6th Ave is owned and occupied by an individual who bought it in November 2010.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address1606 6TH AVE, SCHENECTADY, NY 12303-2042
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2021Deed of Trust, Mortgage · FHA Mortgage
M & T BANK
Jul 15, 2021Deed, Transfer
LEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 16, 2010 · Amount on File
Deed SaleNov 16, 2010 · Amount on File
Prior SaleNov 16, 2010 · Amount on File
Deed Book / Page1830 / 274
Prior Transfer DateApr 29, 2010
Prior Transfer Doc1821000344
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1606 6TH AVE, SCHENECTADY, NY 12303-2042
Transaction TypeMortgage
Record UpdatedApr 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1606 6TH AVE, SCHENECTADY, NY 12303-2042

Mortgage

Document Number0000047807
DateSep 28, 2021
Book Page5149/646
Instrument202147807
Lender
NameM & T BANK
TypeBank
AddressGETZVILLE, NY 14068
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term230 Months
DueNov 1, 2040

July 2021: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateJul 15, 2021
Property Address1606 6TH AVE, SCHENECTADY, NY 12303-2042
Document Number0000033388
Book / Page2062 / 815
Map ReferenceMAP 2
Instrument DateJul 14, 2021
Instrument202133388
Transaction TypeTransfer
Record UpdatedJul 28, 2021
Title CompanyLEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC

Transaction

AmountAmount on Record
Tax$434.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address938 ASH TREE LN, 938, SCHENECTADY, NY 12309-1703

Transferred To (Grantee/Buyer)

NameVerified Name
Address2450 VAN VRANKEN AVE, SCHENECTADY, NY 12308-1027

Tax Assessment & Valuation

The 2026 property tax bill for 1606 6th Ave was $2,790 with exemptions applied, up 4.7% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,790.00 (+4.69%) Homeowner's exemption Disabled Person's exemption
2025$2,665.00$100,000 Land $18,500 Building $81,500$165,590 Land $30,634 Building $134,956
2023$100,000 (-) Land $18,500 Building $81,500$126,582 (+3.8%) Land $23,418 Building $103,164
2022$100,000 Land $18,500 Building $81,500$121,951 Land $22,561 Building $99,390
2021$2,269.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1606 6th Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1606 6th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 729 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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