McLean County property record for 16059 Garnet Ln, Bloomington, IL 61705
| Property Type | Single Family Home |
|---|---|
| Details | 2,175 sqft · built 2005 |
| Lot Size | 0.67 acres (29,185 sqft) |
| Owner | Individual Name on File |
| Last Sale | $295,000 (Jul 2005) |
| Tax Bill | $9,615 (2024) |
| Deeds & Mortgages | Jan 2021 Mortgage Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-26-103-003 |
| Primary APN | 21-26-103-003 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 2,175 sqft Living Area |
| 1st Floor Area | 2,175 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 29,185 sqft (0.67 acres) |
| Street Address | 16059 GARNET LN |
|---|---|
| City | BLOOMINGTON |
| State | IL |
| Zip | 61705-6454 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GABRIEL HILLS SUB LOT 9 PT NW 26-23-2E |
| Legal Range | 02E |
| Legal Township | 23N |
| Legal Section | 26 |
| Legal Subdivision | GABRIEL HILLS |
| Legal Lot Number | 9 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | BLOOMINGTON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 2102 |
16059 Garnet Ln is owned and occupied by an individual who bought it in July 2005.
Source: McLean County records, as of April 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16059 GARNET LN, BLOOMINGTON, IL 61705-6454 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK OF BLOOMINGTON |
| Aug 16, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PNC MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2005 · Amount on File |
| Deed Sale | Jul 8, 2005 · Amount on File |
| Deed Document Number | 200519650 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 16059 GARNET LN, BLOOMINGTON, IL 61705-6454 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202100000914 |
|---|---|
| Date | Jan 13, 2021 |
| Instrument | 2021-00000914 |
| Name | FIRST STATE BANK OF BLOOMINGTON |
|---|---|
| Type | Bank |
| Address | HEYWORTH, IL 61745 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 16059 GARNET LN, BLOOMINGTON, IL 61705-6454 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 2017-00014848 |
|---|---|
| Date | Aug 16, 2017 |
| Instrument | 2017-00014848 |
| Name | PNC MORTGAGE LLC |
|---|---|
| Type | Lending Institution |
| Address | Miamisburg, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2047 |
Source: McLean County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McLean County |
| County Subdivision | Bloomington Township |
| Unified School District | McLean County Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $139,709 Land $22,199 Building $117,510 | $419,127 Land $66,597 Building $352,530 | |
| 2024 | $9,615.00 (+6.09%) | ||
| 2023 | $9,063.00 | $120,354 Land $19,124 Building $101,230 | $361,062 Land $57,372 Building $303,690 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 16059 Garnet Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (1982–2021) |
| Most Recent Claim | Jun 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 16059 Garnet Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pavlov Media Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
May also be available: MR Systems Wireless, Nextlink.
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