16057 Willow Oak Dr, Biloxi, MS 39532 Property Records

Harrison County property record for 16057 Willow Oak Dr, Biloxi, MS 39532

Property Summary

Property Type	Single Family Home
Details	1 ba · 3,000 sqft · built 1995
Lot Size	4.5 acres (196,020 sqft)
Owner	2 Individual Names on File
Last Sale	$416,515 (Nov 2022)
Tax Bill	$1,763 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1106-15-001.006`

Property Details

APN / Parcel Number

Primary APN	`1106-15-001.006`
Alternative APN	`109581`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	3,000 sqft Adjusted Area
1st Floor Area	2,593 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	196,020 sqft (4.5 acres)
Patio Area	348 sqft
Utility Building	216 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	16057 WILLOW OAK DR
City	BILOXI
State	MS
Zip	39532-7504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4.5 AC BEG AT SE COR OF SE 1/4 OF SW 1/4 SEC 15 AKA NW COR OF REPLAT OF LOT 15 WOOLMARKET VILLAGE EST- ATES SUBD PH I ALSO LY
Legal Range	10W
Legal Township	06S
Legal Section	15
Legal Subdivision	WOOLMARKET VILLAGE EST
Legal Phase	1
Legal Lot Number	15
Jurisdiction	HARRISON MS
Township / Civil Division	5
Census Block Group	1
Census Block	1000
Census Tract	3407

Owner

16057 Willow Oak Dr is owned and occupied by two individuals who bought it in November 2022.

Source: Harrison County records, as of December 16, 2025

Owner of Record	2 Individual Names on File
Mailing Address	16057 WILLOW OAK DR, BILOXI, MS 39532-7504
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2022	Warranty Deed, Transfer · Conventional Mortgage NORTH AMERICAN SAVINGS BANK
Jun 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage KEESLER FCU
Jan 18, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2022 · Amount on File
Deed Sale	Nov 10, 2022 · Amount on File
Prior Sale	Jul 26, 2022
Deed Document Number	202227925
Prior Transfer Date	Jul 8, 2022
Prior Transfer Doc	0000018762
Record Updated	Sep 20, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Nov 10, 2022
Property Address	16057 WILLOW OAK DR, BILOXI, MS 39532-7504
Document Number	20220027925DJ1
Instrument Date	Nov 10, 2022
Instrument	2022-0027925-D-J1
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1850 POPPS FERRY RD # RDL1210, 1850, BILOXI, MS 39532-2059

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16057 WILLOW OAK DR, BILOXI, MS 39532-7504

Mortgage

Document Number	20220027926TJ1
Date	Nov 10, 2022
Instrument	2022-0027926-T-J1

Lender

Name	NORTH AMERICAN SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Fixed Rate

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	16057 WILLOW OAK DR, BILOXI, MS 39532-7504
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20195255TJ1
Date	Jun 24, 2019
Instrument	2019-5255-T-J1

Lender

Name	KEESLER FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Jan 18, 2018
Property Address	16057 WILLOW OAK DR, BILOXI, MS 39532-7504
Document Number	20180000358TJ1
Instrument Date	Jan 11, 2018
Instrument	2018-0000358-T-J1
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16057 WILLOW OAK DR, 16057, BILOXI, MS 39532-7504

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16057 WILLOW OAK DR, BILOXI, MS 39532-7504

Tax Assessment & Valuation

The 2025 property tax bill for 16057 Willow Oak Dr was $1,763 with exemptions applied, up 4.9% from the year before.

Source: Harrison County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Unified School District	Harrison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,763.00 (+4.94%) Homeowner's exemption Disabled Person's exemption	$21,859	$218,596 Land $57,684 Building $160,912
2024	$1,680.00 (+0.6%)
2023	$1,670.00 (-0.6%) Homeowner's exemption Disabled Person's exemption	$20,788	$207,877 Land $52,440 Building $155,437
2022	$1,680.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 16057 Willow Oak Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16057 Willow Oak Dr is moderate, ranking above 68% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 87% of Mississippi
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOOLMARKET VILLAGE ESTATES private · serves 2,910 people · EPA ID MS0240237
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
CoastConnect Fiber	2,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on Willow Oak Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures