16054 Thomas Rd, Piney Point, MD 20674 Property Records

St. Mary's County property record for 16054 Thomas Rd, Piney Point, MD 20674

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,016 sqft · built 2002
Lot Size1.26 acres (54,886 sqft)
OwnerIndividual Name on Record
Last Sale$76,000 (Jul 1985)
Tax Bill$5,649 (2025)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone AE (high risk)
APN09-000798

Property Details

APN / Parcel Number

Primary APN09-000798
Alternative APNs
  • 9000798
  • 000798

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,016 sqft Total Area

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area54,886 sqft (1.26 acres)
View / LotWaterfront
Garage TypeBasement
Garage Area504 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchSlab
Porch Area144 sqft
Deck Area224 sqft
Shed1 Shed
Shed Area520 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number000798
Street Address16054 THOMAS RD
CityPINEY POINT
StateMD
Zip20674-3303
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD
Legal Description1.26 ACRES N/E THOMAS RD ST GEORGE'S ISLAND
JurisdictionST MARY'S MD
Township / Civil Division9, ST. GEORGE ISLAND
Census Block Group1
Census Block1065
Census Tract876101

Owner

Source: St. Mary's County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 130, PINEY POINT, MD 20674-0130
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 16, 1985 · Amount on Record
Deed SaleJul 16, 1985 · Amount on Record
Deed Book / Page224 / 85
Last Transfer DateSep 24, 2021
Transfer Doc0059380144
Record UpdatedOct 29, 2026

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST MARY'S MD
Recording DateOct 6, 2021
Property Address16054 THOMAS RD, PINEY POINT, MD 20674-3303
Document Number0059380144
Book / Page5938 / 144
Instrument DateSep 24, 2021
Transaction TypeTransfer
Record UpdatedOct 27, 2021
Title CompanyCALAVERAS TITLE COMPANY, CALVERT TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address16054 THOMAS RD, PINEY POINT, MD 20674-3303

Mortgage

Document Number5938151
DateOct 6, 2021
Instrument5938/151
Lender
NameWATERSTONE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2051

Tax Assessment & Valuation

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

TypeName
StateMaryland
CountySt. Mary's County
Unified School DistrictSt. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$551,867 (+0.54%)$557,800 (+1.62%) Land $313,900 Building $243,900
2025$5,649.00 (+6.63%) Homeowner's exemption$548,900 (+11.59%) Land $313,900 Building $235,000$548,900 (-) Land $313,900 Building $235,000
2023$5,298.00$491,900$548,900 Land $313,900 Building $235,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation5.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 103 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies103 in force
Nearby Flood Claims24 (1996–2023)
Most Recent ClaimJun 2023
Claims by Event
  • Hurricane Isabel, Sep 2003 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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