Effingham County property record for 16050 Spindle Dr, Effingham, IL 62401
| Property Type | Single Family Home |
|---|---|
| Details | 2,296 sqft · built 2006 |
| Lot Size | 1.45 acres (63,162 sqft) |
| Owner | Individual Name on File |
| Last Sale | $330,000 (Dec 2016) |
| Tax Bill | $5,034 (2022) |
| Deeds & Mortgages | May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-10-231-011 |
| Primary APN | 14-10-231-011 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 2,296 sqft Base Area |
| Basement Area | 2,296 sqft |
| Year Built | Built 2006 |
|---|---|
| Construction Type | Frame |
| Lot Area | 63,162 sqft (1.45 acres) |
| Garage Area | 1,258 sqft |
| Parking Spaces | 5 Parking Spaces |
| Street Address | 16050 SPINDLE DR |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-5894 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 11 WINDMILL HILL SUBD 3267/333 2164/213 2051/46 1572/292 |
| Legal Subdivision | WINDMILL HILL SUBDIVISION |
| Legal Lot Number | 11 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | WATSON |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 950500 |
16050 Spindle Dr is owned and occupied by an individual who bought it in December 2016.
Source: Effingham County records, as of August 24, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 16050 SPINDLE DR, EFFINGHAM, IL 62401-5894 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 29, 2016 · Amount on File |
| Deed Sale | Dec 29, 2016 · Amount on File |
| Deed Document Number | 201601605918 |
| Deed Book / Page | 2164 / 213 |
| Prior Transfer Date | Sep 7, 2005 |
| Prior Transfer Doc | 0504919 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 16050 SPINDLE DR, EFFINGHAM, IL 62401-5894 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 003559/327 |
|---|---|
| Date | May 7, 2020 |
| Book Page | 3559/327 |
| Instrument | 202020002119 |
| Name | DIETERICH BANK NA |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 1, 2040 |
Source: Effingham County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Watson Township |
| Unified School District | Teutopolis Community Unit School District 50 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | $5,034.00 Homeowner's exemption | $100,970 Land $7,600 Building $93,370 | $302,910 Land $22,800 Building $280,110 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 16050 Spindle Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 16050 Spindle Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 25 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
4G LTE (outdoors only), no 5G reported
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