1605 Windham Ln, Silver Spring, MD 20902 Property Records

Montgomery County property record for 1605 Windham Ln, Silver Spring, MD 20902

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,698 sqft · built 1950
Lot Size	0.206 acres (8,951 sqft)
Owner	2 Individual Names on Record
Last Sale	$535,000 (Jan 2026)
Tax Bill	$5,506 (2025)
Deeds & Mortgages	Nov 2024 Second Mortgage Jan 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-01223536`

Property Details

APN / Parcel Number

Primary APN	`13-01223536`
Alternative APN	`01223536`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,698 sqft Living Area
1st Floor Area	832 sqft
Basement Area	450 sqft
Finished Basement	450 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Multi-Level
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	8,951 sqft (0.206 acres)
Porch	Open Porch
Porch Area	50 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01223536
Street Address	1605 WINDHAM LN
City	SILVER SPRING
State	MD
Zip	20902-3770
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	CHESTNUT RIDGE MANOR
Legal Subdivision	CHESTNUT RIDGE MANOR
Legal Block	D
Legal Lot Number	6
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	3
Census Block	3000
Census Tract	703902

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1605 WINDHAM LN, SILVER SPRING, MD 20902-3770
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NATIONSTAR MORTGAGE LLC
Jan 8, 2026	Deed, Transfer · Conventional Mortgage FIRST SAVINGS MORTGAGE CORP
Jan 21, 2020	Deed of Trust, Mortgage · Conventional with PMI USAA
Feb 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2026 · Amount on Record
Deed Sale	Jan 8, 2026 · Amount on Record
Prior Sale	Mar 12, 1996 · Amount on Record
Deed Book / Page	70018 / 306
Record Updated	Sep 20, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	1605 WINDHAM LN, SILVER SPRING, MD 20902-3770
Transaction Type	Mortgage
Record Updated	Jan 29, 2026
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1605 WINDHAM LN, SILVER SPRING, MD 20902-3770

Mortgage

Document Number	0685720428
Date	Nov 6, 2024
Book Page	68572/428

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2044

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jan 8, 2026
Property Address	1605 WINDHAM LN, SILVER SPRING, MD 20902-3770
Document Number	0700180306
Book / Page	70018 / 306
Map Reference	MB 36 PL 2445
Instrument Date	Dec 12, 2025
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	REGIS TITLE LLC, RGS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,337.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1605 WINDHAM LN, SILVER SPRING, MD 20902-3770

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1605 WINDHAM LN, SILVER SPRING, MD 20902-3770

Mortgage

Document Number	0070018318
Date	Jan 8, 2026
Instrument	70018/318

Lender

Name	FIRST SAVINGS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	1605 WINDHAM LN, SILVER SPRING, MD 20902-3770
Document Number	0590260395
Instrument Date	Jan 21, 2020
Transaction Type	Mortgage
Record Updated	Mar 4, 2020
Title Company	BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1605 WINDHAM LN SILVER SPRING MD 209023770, SILVER SPRING, MD 20902-3770

Mortgage

Document Number	0590260395
Date	Feb 11, 2020
Book Page	059026/000395

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 10, 2050

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	1605 WINDHAM LN, SILVER SPRING, MD 20902-3770
Document Number	0539130031
Book / Page	053913 / 000031
Instrument Date	Feb 10, 2017
Transaction Type	Mortgage
Record Updated	Mar 22, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1605 WINDHAM LN SILVER SPRING MD 209023770, SILVER SPRING, MD 20902-3770

Mortgage

Document Number	0539130031
Date	Mar 2, 2017
Book Page	053913/000031

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$445,200 (+7.07%)	$504,000 (+21.21%) Land $190,300 Building $313,700
2025	$5,506.00 (+44.25%)	$415,800 (+10.47%) Land $190,300 Building $225,500	$415,800 (-) Land $190,300 Building $225,500
2023		$376,400	$415,800 Land $190,300 Building $225,500
2022	$3,817.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2006–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2010 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: T-Mobile.

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