1605 Wilmette St, Wheaton, IL 60187 Property Records

DuPage County property record for 1605 Wilmette St, Wheaton, IL 60187

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 5,462 sqft · built 1961
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Jul 2008)
Tax Bill	$14,013 (2025)
Deeds & Mortgages	May 2026 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-10-110-009`

Property Details

APN / Parcel Number

Primary APN	`05-10-110-009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	5,462 sqft Living Area
Gross Area	5,990 sqft
1st Floor Area	2,731 sqft
Basement Area	2,731 sqft
Finished Basement	2,731 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	13 ft deep x 8.9 ft wide
View / Lot	Corner
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	1605 WILMETTE ST
City	WHEATON
State	IL
Zip	60187-3343
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	ASHTON COURT SUB
Legal Subdivision	ASHTON COURT SUB
Legal Lot Number	32
Jurisdiction	DU PAGE IL
Township / Civil Division	MILTON
Census Block Group	1
Census Block	1017
Census Tract	841901

Owner

1605 Wilmette St is owned and occupied by an individual who acquired it in October 2020.

Source: DuPage County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	1605 WILMETTE ST, WHEATON, IL 60187-3343
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Apr 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage GMFS LLC
May 21, 2021	Quit Claim Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2008 · Amount on File
Deed Sale	Jul 17, 2008 · Amount on File
Prior Sale	Mar 18, 1996 · Amount on File
Deed Document Number	2008113094
Last Transfer Date	Oct 10, 2020
Transfer Doc	0000079778
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Recording Date	May 14, 2026
Property Address	1605 WILMETTE ST, WHEATON, IL 60187-3343
Document Number	0000032016
Instrument Date	May 7, 2026
Instrument	202632016
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1605 WILMETTE ST, WHEATON, IL 60187-3343

Mortgage

Document Number	0000032016,
Date	May 14, 2026
Instrument	202632016

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 14, 2056

Interest

Rate	6.37%
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1605 WILMETTE ST, WHEATON, IL 60187-3343
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000067046
Date	Apr 29, 2021
Instrument	R2021-067046

Lender

Name	GMFS LLC
Type	Subprime Lender
Address	BATON ROUGE, LA 70806

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	175 Months
Due	Nov 1, 2035

Interest

Rate Type	Fixed Rate
Rate	2.75%

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DU PAGE IL
Recording Date	May 21, 2021
Property Address	1605 WILMETTE ST, WHEATON, IL 60187-3343
Document Number	0000079778
Map Reference	DOC 836109
Instrument Date	Oct 10, 2020
Instrument	R2021-079778
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1605 WILMETTE ST, WHEATON, IL 60187-3343

Tax Assessment & Valuation

The 2025 property tax bill for 1605 Wilmette St was $14,013 with a homeowner's exemption, up 4.1% from the year before.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Milton Township
Municipality	Wheaton City
Elementary School District	Glen Ellyn School District 41 (PK - 08)
Secondary School District	Glenbard Township High School District 87 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,013.00 (+4.1%) Homeowner's exemption	$213,993 (+8.46%) Land $41,052 Building $172,941	$641,979 (+8.46%) Land $123,156 Building $518,823
2024	$13,461.00	$197,301 Land $37,850 Building $159,451	$591,903 Land $113,550 Building $478,353
2022	$12,452.00 Homeowner's exemption	$171,630 Land $32,930 Building $138,700	$514,890 Land $98,790 Building $416,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1605 Wilmette St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1605 Wilmette St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEATON serves 53,970 people · EPA ID IL0431050
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Jun 2024
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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