1605 Willowgate Dr, San Jose, CA 95118 Property Records

Santa Clara County property record for 1605 Willowgate Dr, San Jose, CA 95118

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 2,151 sqft · built 1960
Lot Size	0.14 acres (6,100 sqft)
Owner	2 Individual Names on File
Last Sale	$950,000 (Nov 2015)
Tax Bill	$16,018 (2025)
Deeds & Mortgages	May 2022 Mortgage May 2022 Transfer + 2 more
Flood Zone	Zone D (undetermined)
APN	`447-26-016`

Property Details

APN / Parcel Number

Primary APN	`447-26-016`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,151 sqft Living Area
Gross Area	1,415 sqft
1st Floor Area	1,415 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,100 sqft (0.14 acres)
Lot Dimensions	100 ft deep x 61 ft wide
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1605 WILLOWGATE DR
City	SAN JOSE
State	CA
Zip	95118-1659
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Legal Description	TRACT 2298 BOOK 103 PAGE 14 PAGE 15 LOT 13
Legal Tract	2298
Legal Lot Number	13
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1018
Census Tract	502907

Owner

1605 Willowgate Dr is owned and occupied by two individuals who bought it in November 2015.

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1605 WILLOWGATE DR, SAN JOSE, CA 95118-1659
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
May 31, 2022	Intrafamily Transfer, Transfer NATIONAL LINK
Mar 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Jun 5, 2018	Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2015 · Amount on File
Deed Sale	Nov 5, 2015 · Amount on File
Prior Sale	Jul 25, 1995 · Amount on File
Deed Document Number	201523136378
Transfer Doc	0012961677
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1605 WILLOWGATE DR, SAN JOSE, CA 95118-1659
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1605 WILLOWGATE DR, SAN JOSE, CA 95118-1659

Mortgage

Document Number	0025311249
Date	May 31, 2022
Instrument	25311249

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Jun 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8%
Index	Other
Margin	3
Max Rate	8%

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	May 31, 2022
Property Address	1605 WILLOWGATE DR, SAN JOSE, CA 95118-1659
Document Number	0025311118
Map Reference	MB 103 PG 14&15
Instrument Date	May 24, 2022
Instrument	25311118
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	NATIONAL LINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1605 WILLOWGATE DR, SAN JOSE, CA 95118-1659

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1605 WILLOWGATE DR, SAN JOSE, CA 95118-1659
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024440955
Date	Mar 26, 2020
Instrument	24440955

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Apr 1, 2030
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.37%
Index	1-Year LIBOR
Max Rate	8.37%

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 5, 2018
Property Address	1605 WILLOWGATE DR, SAN JOSE, CA 95118-1659
Document Number	0023948340
Map Reference	MB103 PG14&15
Instrument Date	May 22, 2018
Instrument	23948340
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	ORANGE COAST TITLE CO OF NOR

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1605 WILLOWGATE DR, SAN JOSE, CA 95118-1659

Mortgage

Document Number	0023948341
Date	Jun 5, 2018
Instrument	23948341

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1605 Willowgate Dr was $16,018.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Unified School District	San Jose Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,167,170 (+2%) Land $760,704 Building $406,466
2025	$16,018.00	$1,144,286 Land $745,789 Building $398,497
2023	$14,810.00 (+0.99%)	$1,099,854 Land $716,830 Building $383,024
2022	$14,665.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1605 Willowgate Dr in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1605 Willowgate Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 914 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60

May also be available: Sail Internet.

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