1605 White Bluff Dr, Whitney, TX 76692 Property Records

Hill County property record for 1605 White Bluff Dr, Whitney, TX 76692

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,552 sqft · built 2020
Lot Size	1.3 acres (56,933 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,493 (2026)
Deeds & Mortgages	Jun 2020 Construction Loan Jun 2020 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19523-05500-00000-605000`

Property Details

APN / Parcel Number

Primary APN	`19523-05500-00000-605000`
Alternative APN	`138859`

Interior

Full Baths	2 Baths
Building Area	2,552 sqft Living Area
Gross Area	4,364 sqft
1st Floor Area	2,632 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick Veneer
Roof Type	Gable
Lot Area	56,933 sqft (1.3 acres)
Lot Dimensions	285 ft deep x 210 ft wide
Garage Type	Attached
Garage Area	871 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	19523-05500-00000-605000
Street Address	1605 WHITE BLUFF DR
City	WHITNEY
State	TX
Zip	76692-2013
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITE BLUFF #1 LT 605 (1-5)
Legal Subdivision	WHITE BLUFF
Legal Block	1
Legal Lot Number	605
Jurisdiction	HILL TX
Township / Civil Division	BLUM
Census Block Group	4
Census Block	4096
Census Tract	960200

Owner

1605 White Bluff Dr is owned and occupied by two individuals who acquired it in January 2020.

Source: Hill County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1605 WHITE BLUFF DR, WHITNEY, TX 76692-2013
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2020	Deed of Trust, Mortgage · Construction Mortgage GATEWAY FIRST BANK
Jun 17, 2020	Deed of Trust, Mortgage · Construction Mortgage GATEWAY FIRST BANK
Jan 10, 2020	Warranty Deed, Transfer HILL COUNTY TITLE COMPANY, HILL COUNTY TITLE CO
Jan 10, 2020	Warranty Deed, Transfer HILL COUNTY TITLE COMPANY, HILL COUNTY TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2020
Deed Sale	Jan 10, 2020
Prior Sale	Jan 10, 2020
Deed Document Number	2020109814
Deed Book / Page	2033 / 724
Prior Transfer Date	May 23, 2005
Prior Transfer Doc	1360/844
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILL TX
Property Address	1605 WHITE BLUFF DR, WHITNEY, TX 76692-2013
Transaction Type	Mortgage
Record Updated	Nov 26, 2021
Title Company	HILL COUNTY TITLE COMPANY, HILL COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2053/721
Date	Jun 17, 2020
Book Page	2053/721
Instrument	113052

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	JENKS, OK 74037

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 17, 2021

Interest

Rate Type	Adjustable Rate
Rate	3.7%
Type Change Date	Jul 1, 2020
Change Frequency	Monthly
Min Rate At Change	3.7%
Max Rate At Change	4.7%
Index	Prime Rate
Max Rate	8.7%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILL TX
Property Address	1605 WHITE BLUFF DR, WHITNEY, TX 76692-2013
Transaction Type	Mortgage
Record Updated	Nov 26, 2021
Title Company	HILL COUNTY TITLE COMPANY, HILL COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 PIERCE RD, RED OAK, TX 75154-5007

Mortgage

Document Number	2053/693
Date	Jun 17, 2020
Book Page	2053/693
Instrument	113048

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	JENKS, OK 74037

Agreement

Type	Construction Mortgage
Amount	Amount on Record

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILL TX
Recording Date	Jan 10, 2020
Property Address	1605 WHITE BLUFF DR, WHITNEY, TX 76692-2013
Document Number	2033/721
Book / Page	2033 / 721
Map Reference	SL A-130
Instrument Date	Jan 9, 2020
Instrument	00109813
Transaction Type	Transfer
Record Updated	Nov 26, 2021
Title Company	HILL COUNTY TITLE COMPANY, HILL COUNTY TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	427 SKYVIEW CT, 427, RHOME, TX 76078-3028

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4105 ULEX AVE, MCALLEN, TX 78504-5352

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILL TX
Recording Date	Jan 10, 2020
Property Address	1605 WHITE BLUFF DR, WHITNEY, TX 76692-2013
Document Number	2033/724
Book / Page	2033 / 724
Map Reference	SL A-130
Instrument Date	Jan 8, 2020
Instrument	00109814
Transaction Type	Transfer
Record Updated	Nov 26, 2021
Title Company	HILL COUNTY TITLE COMPANY, HILL COUNTY TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4105 ULEX AVE, 4105, MCALLEN, TX 78504-5352

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 PIERCE RD, RED OAK, TX 75154-5007

Tax Assessment & Valuation

The 2026 property tax bill for 1605 White Bluff Dr was $8,493 with exemptions applied, up 238.2% from the year before.

Source: Hill County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hill County
Unified School District	Whitney Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,493.00 (+238.23%)	$548,890 (+1.86%) Land $36,120 Building $512,770	$548,890 (+1.86%) Land $36,120 Building $512,770
2025	$2,511.00 Homeowner's exemption Senior Citizen's exemption	$538,890 Land $36,120 Building $502,770	$538,890 Land $36,120 Building $502,770
2023		$518,620 Land $36,120 Building $482,500	$518,620 Land $36,120 Building $482,500
2022	$2,464.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1605 White Bluff Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1605 White Bluff Dr is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 62% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rise Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30
Windstream DSL	200 / 20

May also be available: AT&T, Nextlink, T-Mobile, Verizon.

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