1605 Waters Rd, Schenectady, NY 12302 Property Records

Schenectady County and Glenville Town property record for 1605 Waters Rd, Schenectady, NY 12302

Property Summary

Property TypeResidential Vacant Land
Lot Size20 acres (871,200 sqft)
Owner2 Individual Names on Record
Tax Bill$2,068 (2026)
Deeds & MortgagesJun 2026 Construction Loan
Jul 2023 Transfer
Flood ZoneZone X (minimal risk)
APN422289 6.-2-14

Property Details

APN / Parcel Number

Primary APN422289 6.-2-14
Alternative APNs
  • 228900600000020140000000
  • C06106

Exterior

Lot Area871,200 sqft (20 acres)

Location & Zoning

Account NumberC06106
Street Address1605 WATERS RD
CitySCHENECTADY
StateNY
Zip12302-7027
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeCON
Legal Block2
Legal Lot Number14.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionGLENVILLE
Census Block Group1
Census Block1040
Census Tract32504

Owner

Source: Schenectady County and Glenville Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3 VERNON BLVD, SCHENECTADY, NY 12302-2605
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2026Warranty Deed, Transfer · Construction Mortgage
NUMARK CREDIT UNION
Jul 26, 2023Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJul 13, 2023
Transfer Doc0000042492
Record UpdatedOct 29, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJun 2, 2026
Property Address1605 WATERS RD, SCHENECTADY, NY 12302-7027
Document Number0000012607
Book / Page2173 / 240
Instrument DateMay 12, 2026
Instrument202612607
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanySHERIDAN ABSTRACT CORP

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3 VERNON BLVD, SCHENECTADY, NY 12302-2605
InvestorPossibly a Property Investor

Mortgage

Document Number0000012609,
DateJun 2, 2026
Instrument202612609
Lender
NameNUMARK CREDIT UNION
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueMay 31, 2027
Interest
Rate6.3%
Max Rate-1%

Mortgage

Document Number0000012608,
DateJun 2, 2026
Instrument202612608
Lender
NameNUMARK CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term31 Months
DueJun 1, 2057
Interest
Rate6.3%
Max Rate-1%

July 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSCHENECTADY NY
Recording DateJul 26, 2023
Property AddressWATERS RD, SCHENECTADY, NY 12302
Document Number0000042492
Book / Page2112 / 569
Instrument DateJul 13, 2023
Instrument202342492
Transaction TypeTransfer
Record UpdatedFeb 20, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address25 WALLACE ST, SCOTIA, NY 12302-2308

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 VERNON BLVD, SCOTIA, NY 12302-2605

Tax Assessment & Valuation

Source: Schenectady County and Glenville Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionGlenville Town
Unified School DistrictScotia-Glenville Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,068.00 (+1.08%)
2025$2,046.00$53,000 (-) Land $53,000$96,364 (+23.64%) Land $96,364
2023$53,000 Land $53,000$77,941 Land $77,941

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (2005–2019)
Claims Outside the SFHA1 of 4
Most Recent ClaimFeb 2019 · river or lake flooding
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Nearby Properties on Waters Rd

Nearby Streets

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