1. Home
  2. Maryland
  3. Frederick County
  4. Frederick
  5. W 7th St

1605 W 7th St, Frederick, MD 21702 Property Records

Frederick County property record for 1605 W 7th St, Frederick, MD 21702

Property Summary

Property TypeSingle Family Home
Details1 ba · 980 sqft · built 1957
Lot Size0.129 acres (5,600 sqft)
OwnerIndividual Name on Record
Last Sale$242,500 (Nov 2018)
Tax Bill$4,266 (2025)
Deeds & MortgagesAug 2020 Mortgage
Nov 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-097990

Property Details

APN / Parcel Number

Primary APN02-097990
Alternative APNs
  • 2097990
  • 097990

Interior

Full Baths1 Bath
Stories1 Story
Building Area980 sqft Living Area
1st Floor Area980 sqft
Basement Area400 sqft

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area5,600 sqft (0.129 acres)
Lot Dimensions100 ft deep x 56 ft wide
Garage TypeCarport
Garage Area220 sqft
CarportCarport
Carport Area220 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number097990
Street Address1605 W 7TH ST
CityFREDERICK
StateMD
Zip21702-4247
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR8
Legal DescriptionLTS #3-4, BLK. H. 56 X 100 1605 W. 7TH ST.
Legal SubdivisionCOLLEGE ESTATES
Legal BlockH
Legal Lot Number3,4
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1000
Census Tract750702

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1605 W 7TH ST, FREDERICK, MD 21702-4247
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
NFM INC
Nov 1, 2018Grant Deed, Transfer · Conventional with PMI
NFM LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 1, 2018 · Amount on Record
Deed SaleNov 1, 2018 · Amount on Record
Prior SaleApr 22, 2005 · Amount on Record
Deed Book / Page12696 / 7
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address1605 W 7TH ST, FREDERICK, MD 21702-4247
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyCROWN TITLE CORPORATION

Transferred To (Grantee/Buyer)

NameVerified Name
Address1605 W 7TH ST, FREDERICK, MD 21702-4247

Mortgage

Document Number0140070254
DateAug 24, 2020
Book Page14007/254
Lender
NameNFM INC
TypeMortgage Company
AddressLINTHICUM HEIGHTS, MD 21090
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2050

November 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateNov 1, 2018
Property Address1605 W 7TH ST, FREDERICK, MD 21702-4247
Document Number0126960007
Book / Page012696 / 000007
Instrument DateOct 26, 2018
Transaction TypeTransfer
Record UpdatedNov 14, 2018
Title CompanyLAWYERS SIGNATURE SETTLEMENTS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$242.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address1605 W 7TH ST FREDERICK MD 217024247, FREDERICK, MD 21702-4247

Mortgage

Document Number126960015
DateNov 1, 2018
Book Page012696/000015
Lender
NameNFM LNDG
AddressLINTHICUM, MD 21090
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 31, 2048

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$280,067 (+23.74%)$320,200 (+23.15%) Land $153,300 Building $166,900
2025$4,266.00 (+11.97%)
2023$3,810.00 Homeowner's exemption$226,333$260,000 Land $104,000 Building $156,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICK
serves 54,000 people · EPA ID MD0100015
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
AT&T
Fixed Wireless		100 / 20

Nearby Properties on W 7th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures