1605 W 12th St, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 1605 W 12th St, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,440 sqft · built 1962
Lot Size	0.347 acres (15,120 sqft)
Owner	Trust Name on File
Last Sale	$58,000 (Mar 2022)
Tax Bill	$2,634 (2025)
Deeds & Mortgages	Dec 2022 Transfer Dec 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8914-11-451-032`

Property Details

APN / Parcel Number

Primary APN	`8914-11-451-032`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	1,440 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,120 sqft (0.347 acres)
Lot Dimensions	135 ft deep x 112 ft wide
Garage Type	Mixed
Garage Area	1,008 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	90 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1605 W 12TH ST
City	CEDAR FALLS
State	IA
Zip	50613-2311
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AUDITORS PLAT NO 20 CF PARCEL B OF BOYSEN MINOR PLAT DESC AS THE E 112 FT OF THE S 273 FT OF LOT 4 EXC EXISTING PARCEL A REC
Legal Range	14W
Legal Township	89N
Legal Section	11
Legal Subdivision	AUDITORS PLAT NO 20 CF
Legal Lot Number	4
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	5
Census Block	5021
Census Tract	2200

Owner

1605 W 12th St is owner-occupied and held in a trust since December 2022.

Source: Black Hawk County records, as of May 27, 2026

Owner of Record	Trust Name on File
Mailing Address	1605 W 12TH ST, CEDAR FALLS, IA 50613-2311
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2022	Intrafamily Transfer, Transfer
Dec 6, 2022	Intrafamily Transfer, Transfer
Mar 15, 2022	Warranty Deed, Transfer
Jul 9, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2022 · Amount on File
Deed Sale	Mar 15, 2022 · Amount on File
Deed Document Number	202218110
Last Transfer Date	Dec 1, 2022
Transfer Doc	0000008749
Record Updated	Oct 29, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BLACK HAWK IA
Recording Date	Dec 6, 2022
Property Address	1605 W 12TH ST, CEDAR FALLS, IA 50613-2311
Document Number	202300008748
Instrument Date	Dec 1, 2022
Instrument	202300008748
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1605 W 12TH ST, CEDAR FALLS, IA 50613-2311

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BLACK HAWK IA
Recording Date	Dec 6, 2022
Property Address	1605 W 12TH ST, CEDAR FALLS, IA 50613-2311
Document Number	202300008749
Instrument Date	Dec 1, 2022
Instrument	202300008749
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	250 STATE ST # 4080, 4080, CEDAR FALLS, IA 50613-3385

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Mar 15, 2022
Property Address	1605 W 12TH ST, CEDAR FALLS, IA 50613-2311
Document Number	202200018110
Instrument Date	Mar 9, 2022
Instrument	202200018110
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Amount	Amount on Record
Tax	$92.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1605 W 12TH ST, CEDAR FALLS, IA 50613-2311

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jul 9, 2019
Property Address	1605 W 12TH ST, CEDAR FALLS, IA 50613-2311
Document Number	202000000536
Instrument Date	Jul 5, 2019
Instrument	202000000536
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1605 W 12TH ST, CEDAR FALLS, IA 50613-2311

Tax Assessment & Valuation

The 2025 property tax bill for 1605 W 12th St was $2,634 with a homeowner's exemption.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,634.00 Homeowner's exemption	$230,310 Land $14,900 Building $215,410	$230,310 Land $14,900 Building $215,410
2024	$2,634.00
2023		$173,950 Land $9,580 Building $164,370	$173,950 Land $9,580 Building $164,370
2022	$1,984.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1605 W 12th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1605 W 12th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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