1605 Thames Ct, Apt A, Wheaton, IL 60189 Property Records

DuPage County property record for 1605 Thames Ct, Apt A, Wheaton, IL 60189

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,311 sqft · built 1977
Lot Size	39.4 acres (1,719,749 sqft)
Owner	2 Individual Names on Record
Last Sale	$262,000 (Jun 2024)
Tax Bill	$4,364 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Oct 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-27-107-186`

Property Details

APN / Parcel Number

Primary APN	`05-27-107-186`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Units	5 Units
Stories	1 Story
Building Area	1,311 sqft Living Area
Gross Area	1,561 sqft
1st Floor Area	1,311 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	1,719,749 sqft
Garage Type	Attached
Garage Area	250 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	1605 THAMES CT, A
City	WHEATON
State	IL
Zip	60189-8333
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R
Legal Description	BRIARCLIFFE LAKES CONDO MANOR HOMES UNIT 2702 .003119 PERCENT COM INT
Legal Subdivision	BRIARCLIFFE LAKES CONDO
Legal Unit	2702
Jurisdiction	DU PAGE IL
Township / Civil Division	MILTON
Census Block Group	4
Census Block	4007
Census Tract	842704

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1605 THAMES CT, A, WHEATON, IL 60189-8333
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Oct 21, 2025	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jun 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2024 · Amount on Record
Deed Sale	Jun 3, 2024 · Amount on Record
Prior Sale	Apr 3, 2007 · Amount on Record
Deed Document Number	202430343
Prior Transfer Date	Aug 10, 2011
Prior Transfer Doc	0000094043
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1605 THAMES CT APT A, A, WHEATON, IL 60189-8333
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1605 THAMES CT A, A, WHEATON, IL 60189-8333

Mortgage

Document Number	0000017810
Date	Mar 20, 2026
Instrument	R2026-017810

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate	6.49%

October 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	DU PAGE IL
Recording Date	Oct 21, 2025
Property Address	1605 THAMES CT APT A, A, WHEATON, IL 60189-8333
Document Number	0000066413
Map Reference	DOC R76-49882
Instrument Date	Oct 20, 2025
Instrument	R2025-066413
Transaction Type	Transfer
Record Updated	Nov 7, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1605 THAMES CTA, WHEATON, IL 60189

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1605 THAMES CT APT A, A, WHEATON, IL 60189-8333
Mail Care Of	BERNARD G GERARA IV

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1605 THAMES CT APT A, A, WHEATON, IL 60189-8333
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000062744
Date	Jun 17, 2020
Instrument	R2020-062744

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Milton Township
Municipality	Wheaton City
Secondary School District	Glenbard Township High School District 87 (09 - 12)
Elementary School District	Glen Ellyn Community Consolidated School District 89 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,364.00 (+0.09%)	$76,425 (+8.46%) Land $6,728 Building $69,697	$229,275 (+8.46%) Land $20,184 Building $209,091
2024	$4,360.00 (-2.2%) Homeowner's exemption Veteran's exemption	$70,464 (+24.45%) Land $6,203 Building $64,261	$211,392 (+24.45%) Land $18,609 Building $192,783
2022	$4,458.00	$56,620 Land $5,390 Building $51,230	$169,860 Land $16,170 Building $153,690

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1982–2013)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEATON serves 53,970 people · EPA ID IL0431050
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Jun 2024
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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