1605 Spring Valley Rd, Ossining, NY 10562 Property Records

Westchester County and Yorktown Town property record for 1605 Spring Valley Rd, Ossining, NY 10562

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,789 sqft · built 1999
Lot Size	2.44 acres (106,286 sqft)
Owner	2 Individual Names on Record
Last Sale	$775,000 (Aug 1999)
Tax Bill	$28,015 (2026)
Deeds & Mortgages	Aug 2022 Mortgage Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`555400 69.14-1-10`

Property Details

APN / Parcel Number

Primary APN	`555400 69.14-1-10`
Alternative APNs	`540020003100020110894511` `4894511`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,789 sqft Living Area
1st Floor Area	2,110 sqft
2nd Floor Area	1,679 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Wood
Lot Area	106,286 sqft (2.44 acres)
Garage Type	Basement
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	4894511
Street Address	1605 SPRING VALLEY RD
City	OSSINING
State	NY
Zip	10562-1635
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-20
Legal Subdivision	SUBDIVISION MAP PREPARED FOR TOME
Legal Block	1
Legal Lot Number	10.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	YORKTOWN
Census Block Group	2
Census Block	2074
Census Tract	14805

Owner

Source: Westchester County and Yorktown Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 220, CROTON ON HUDSON, NY 10520-0220
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage DEUTSCHE BANK TRUST CO AMERICAS
Jun 10, 2022	Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 1999 · Amount on Record
Deed Sale	Aug 16, 1999 · Amount on Record
Deed Book / Page	12352 / 145
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	1605 SPRING VALLEY RD, OSSINING, NY 10562-1635
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	BENCHMARK TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1605 SPRING VALLEY RD, OSSINING, NY 10562-1635

Mortgage

Document Number	0622283211
Date	Aug 17, 2022
Instrument	622283211

Lender

Name	DEUTSCHE BANK TRUST CO AMERICAS
Type	Bank
Address	NEW YORK, NY 10019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	8.87%
Index	Other
Max Rate	8.87%

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Jun 10, 2022
Property Address	1605 SPRING VALLEY RD, OSSINING, NY 10562-1635
Document Number	0621583453
Map Reference	MAP 20185
Instrument Date	Jun 8, 2022
Instrument	621583453
Transaction Type	Transfer
Record Updated	Jun 22, 2022
Title Company	BENCHMARK TITLE COMPANY, BENCHMARK TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1605 SPRING VALLEY RD, 1605, OSSINING, NY 10562-1635

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	27 GLASSBURY CT, MOUNT KISCO, NY 10549-3061

Mortgage

Document Number	0621613506
Date	Jun 10, 2022
Instrument	621613506

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2032
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	8.35%
Index	Other
Margin	3
Max Rate	8.35%

Tax Assessment & Valuation

Source: Westchester County and Yorktown Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Yorktown Town
Unified School District	Croton-Harmon Union Free School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$28,015.00 (-60.5%)
2025	$70,926.00	$21,300 (-) Land $3,350 Building $17,950	$1,331,250 (+10.62%) Land $209,375 Building $1,121,875
2024		$21,300 (-) Land $3,350 Building $17,950	$1,203,390 (-2.82%) Land $189,266 Building $1,014,124
2023		$21,300 Land $3,350 Building $17,950	$1,238,372 Land $194,767 Building $1,043,605

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	6 (2011–2023)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Sep 2023 · Severe Storm And Flooding
Claims by Event	Hurricane Irene, Aug 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Optimum Cable	940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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