Johnson County property record for 1605 Spencer Ln, Cleburne, TX 76033
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,770 sqft · built 2003 |
| Lot Size | 0.207 acres (9,037 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,514 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 126-3084-00890 |
| Primary APN | 126-3084-00890 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,770 sqft Living Area |
| 1st Floor Area | 1,770 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 9,037 sqft (0.207 acres) |
| Lot Depth | 120 ft Depth |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Pool Type | Pool with Hot Tub/Spa |
| Porch | Covered Porch |
| Porch Area | 168 sqft |
| Account Number | R000067130 |
|---|---|
| Street Address | 1605 SPENCER LN |
| City | CLEBURNE |
| State | TX |
| Zip | 76033-7527 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 23 BLK 3 WINCHESTER PHASE 6 |
| Legal Subdivision | WINCHESTER PHASE 6 |
| Legal Block | 3 |
| Legal Lot Number | 23 |
| Jurisdiction | JOHNSON TX |
| Township / Civil Division | CLEBURNE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 130604 |
Source: Johnson County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1605 SPENCER LN, CLEBURNE, TX 76033-7527 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 4, 2019 | Deed of Trust, Mortgage MR COOPER |
| Jan 23, 2017 | Deed of Trust, Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSON TX |
| Property Address | 1605 SPENCER LN, CLEBURNE, TX 76033-7527 |
| Document Number | 0000027596 |
| Instrument Date | Oct 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1605 SPENCER LN CLEBURNE TX 760337527, CLEBURNE, TX 76033-7527 |
| Document Number | 0000027596 |
|---|---|
| Date | Oct 10, 2019 |
| Instrument | 27596 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 9, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSON TX |
| Property Address | 1605 SPENCER LN, CLEBURNE, TX 76033-7527 |
| Document Number | 0000002669 |
| Instrument Date | Jan 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1605 SPENCER LN CLEBURNE TX 760337527, CLEBURNE, TX 76033-7527 |
| Document Number | 0000002669 |
|---|---|
| Date | Feb 1, 2017 |
| Instrument | 2669 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 31, 2047 |
Source: Johnson County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Cleburne City |
| County | Johnson County |
| Unified School District | Cleburne Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,514.00 (-1.54%) Homeowner's exemption | $330,506 (+3.5%) Land $62,000 Building $268,506 | $330,506 (+3.5%) Land $62,000 Building $268,506 |
| 2023 | $319,319 Land $62,000 Building $257,319 | $319,319 Land $62,000 Building $257,319 | |
| 2021 | $5,600.00 (+8.02%) | ||
| 2018 | $5,184.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 62% of Texas |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CLEBURNE serves 34,075 people · EPA ID TX1260003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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