1605 Smith St, Orange Park, FL 32073 Property Records

Clay County property record for 1605 Smith St, Orange Park, FL 32073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,350 sqft · built 1962
Lot Size	0.368 acres (16,030 sqft)
Owner	Individual Name on File
Last Sale	$126,000 (Sep 2019)
Tax Bill	$1,134 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-04-26-018760-000-00`

Property Details

APN / Parcel Number

Primary APN	`41-04-26-018760-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,350 sqft Living Area
1st Floor Area	1,350 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	16,030 sqft (0.368 acres)
Lot Dimensions	150 ft deep x 107 ft wide
Garage Type	Carport
Garage Area	520 sqft
Carport	Carport
Carport Area	520 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	84 sqft
Canopy	80 sqft
Storage Building	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1605 SMITH ST
City	ORANGE PARK
State	FL
Zip	32073-4818
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CPO
Legal Description	PT OF LOT 42 BETWEEN SMITH ST & HWY 17 AS REC OR 4230 PG 1248
Legal Range	26E
Legal Township	04S
Legal Section	41
Legal Subdivision	BETWEEN SMITH ST & HWY 17
Legal Lot Number	42
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	1
Census Block	1020
Census Tract	30600

Owner

1605 Smith St is owned and occupied by an individual who bought it in September 2019.

Source: Clay County records, as of December 3, 2025

Owner of Record	Individual Name on File
Mailing Address	1605 SMITH ST, ORANGE PARK, FL 32073-4818
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2019 · Amount on File
Deed Sale	Sep 11, 2019 · Amount on File
Deed Document Number	201948948
Deed Book / Page	4230 / 1248
Prior Transfer Date	Sep 4, 2013
Prior Transfer Doc	0035740005
Record Updated	Jun 8, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Sep 11, 2019
Property Address	1605 SMITH ST, ORANGE PARK, FL 32073-4818
Document Number	0042301248
Book / Page	004230 / 001248
Instrument Date	Sep 4, 2019
Instrument	48948
Transaction Type	Transfer
Record Updated	Oct 11, 2019
Title Company	LANDMARK TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$882.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1605 SMITH ST ORANGE PARK FL 320734818, ORANGE PARK, FL 32073-4818

Mortgage

Document Number	42301250
Date	Sep 11, 2019
Book Page	004230/001250
Instrument	48949

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 10, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1605 Smith St was $1,134 with a homeowner's exemption, up 6.7% from the year before.

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Municipality	Orange Park Town
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,134.00 (+6.68%) Homeowner's exemption	$104,325	$136,399 Land $25,000 Building $111,399
2024	$1,063.00 (-5%)
2023	$1,119.00 (+10.46%) Homeowner's exemption	$98,433 (+5.53%)	$140,878 (+27.66%) Land $25,000 Building $115,878
2022	$1,013.00 Homeowner's exemption	$93,275	$110,358 Land $25,000 Building $85,358

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1605 Smith St in Zone X, an area of minimal flood risk, though there have been 39 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 45 policies
Nearby Flood Policies	45 in force
Nearby Flood Claims	39 (2007–2017)
Claims Outside the SFHA	8 of 39
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 30 claims Tropical Storm Debby, Jun 2012 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1605 Smith St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ORANGE PARK serves 8,668 people · EPA ID FL2101182
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Hotwire Communications, Verizon.

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