1605 Smith Rd, Charleston, WV 25314 Property Records

Kanawha County property record for 1605 Smith Rd, Charleston, WV 25314

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,196 sqft · built 1945
Lot Size0.096 acres (4,225 sqft)
OwnerIndividual Name on File
Last Sale$120,000 (Mar 2022)
Tax Bill$1,064 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Mar 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-10-0079.0000

Property Details

APN / Parcel Number

Primary APN09-10-0079.0000
Alternative APNs
  • 20-09-10-0079.0000
  • 06425371

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,196 sqft Living Area
1st Floor Area816 sqft
Basement Area380 sqft
Finished Basement380 sqft
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1945
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Lot Area4,225 sqft (0.096 acres)
Lot Dimensions144 ft deep x 53 ft wide
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number06425371
Street Address1605 SMITH RD
CityCHARLESTON
StateWV
Zip25314-2328
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 53X144 SMITH ROAD 1605
JurisdictionKANAWHA WV
Township / Civil Division2
Census Block Group3
Census Block3000
Census Tract1901

Owner

Source: Kanawha County records, as of November 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address1605 SMITH RD, CHARLESTON, WV 25314-2328
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2020Warranty Deed, Transfer · Conventional with PMI
GATEWAY MTG GRP
Mar 24, 2017Grant Deed, Transfer · Conventional Mortgage
POCA VLY BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 24, 2022 · Amount on File
Deed SaleMar 24, 2022 · Amount on File
Prior SaleMar 24, 2017 · Amount on File
Deed Document Number0031230493
Prior Transfer DateDec 15, 2020
Prior Transfer Doc3083427
Record UpdatedJun 8, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANAWHA WV
Recording DateDec 15, 2020
Property Address1605 SMITH RD, CHARLESTON, WV 25314-2328
Document Number0030830427
Book / Page003083 / 000427
Instrument DateDec 8, 2020
Transaction TypeTransfer
Record UpdatedMar 23, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1605 SMITH RD CHARLESTON WV 253142328, CHARLESTON, WV 25314-2328

Mortgage

Document Number44710540
DateDec 15, 2020
Book Page004471/000540
Lender
NameGATEWAY MTG GRP
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueDec 14, 2050
Interest
Rate TypeFixed Rate

March 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKANAWHA WV
Recording DateMar 24, 2017
Property Address1605 SMITH RD, CHARLESTON, WV 25314-2328
Document Number0029660889
Book / Page002966 / 000889
Instrument DateMar 23, 2017
Transaction TypeTransfer
Record UpdatedMay 30, 2017

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number42310233
DateMar 24, 2017
Book Page004231/000233
Lender
NamePOCA VLY BK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Kanawha County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateWest Virginia
CountyKanawha County
MunicipalityCharleston City
Unified School DistrictKanawha County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,064.00 (+4.11%)$66,180 (+4.15%) Land $13,980 Building $52,200$110,300 (+4.15%) Land $23,300 Building $87,000
2023$1,022.00 (+18.84%)$63,540 (+18.86%) Land $13,980 Building $49,560$105,900 (+18.86%) Land $23,300 Building $82,600
2022$860.00$53,460 Land $13,980 Building $39,480$89,100 Land $23,300 Building $65,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 22, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 43% of West Virginia
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWVAWC-KANAWHA VALLEY DIST
private · serves 209,283 people · EPA ID WV3302016
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20

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