1605 Shepard St, Kannapolis, NC 28083 Property Records

Cabarrus County property record for 1605 Shepard St, Kannapolis, NC 28083

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,370 sqft · built 1999
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$118,000 (Oct 1999)
Tax Bill	$2,146 (2023)
Deeds & Mortgages	May 2026 Mortgage Aug 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04031F0014.000000`

Property Details

APN / Parcel Number

Primary APN	`04031F0014.000000`
Alternative APNs	`5623 49 1727` `93990`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,370 sqft Living Area
Gross Area	1,955 sqft
1st Floor Area	1,370 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	95 ft deep x 90 ft wide
Garage Type	Finished
Garage Area	429 sqft
Driveway	Concrete Driveway
Driveway Area	680 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	36 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	93990
Street Address	1605 SHEPARD ST
City	KANNAPOLIS
State	NC
Zip	28083-6521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LT 14 BRANTLEY CREEK
Legal Subdivision	BRANTLEY CREEK
Legal Lot Number	14
Jurisdiction	CABARRUS NC
Township / Civil Division	4, KANNAPOLIS
Census Block Group	2
Census Block	2011
Census Tract	40705

Owner

1605 Shepard St is owned and occupied by an individual who acquired it in December 2013.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1605 SHEPARD ST, KANNAPOLIS, NC 28083-6521
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage P N C BANK NA
Aug 17, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
May 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage INTERCONTINENTAL CAP
Mar 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF NAT'L TR & SVGS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 1999 · Amount on File
Deed Sale	Oct 5, 1999 · Amount on File
Deed Book / Page	2680 / 1
Last Transfer Date	Dec 18, 2013
Transfer Doc	0001090887
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Recording Date	May 7, 2026
Property Address	1605 SHEPARD ST, KANNAPOLIS, NC 28083-6521
Document Number	0000010573
Book / Page	17976 / 179
Instrument Date	May 5, 2026
Instrument	202610573
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NATIONAL LINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1605 SHEPARD ST, KANNAPOLIS, NC 28083-6521

Mortgage

Document Number	0000010573,
Date	May 7, 2026
Book Page	17976/179
Instrument	202610573

Lender

Name	P N C BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	1605 SHEPARD ST, KANNAPOLIS, NC 28083-6521
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1605 SHEPARD ST, KANNAPOLIS, NC 28083-6521

Mortgage

Document Number	0016611108
Date	Aug 17, 2023
Book Page	16611/108

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Aug 11, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	1605 SHEPARD ST, KANNAPOLIS, NC 28083-6521
Document Number	14185141
Instrument Date	May 12, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1605 SHEPARD ST KANNAPOLIS NC 280836521, KANNAPOLIS, NC 28083-6521

Mortgage

Document Number	14185141
Date	May 18, 2020
Book Page	014185/000141
Instrument	14798

Lender

Name	INTERCONTINENTAL CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 17, 2035

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	1605 SHEPARD ST, KANNAPOLIS, NC 28083-6521
Document Number	1290979
Instrument Date	Mar 5, 2018
Transaction Type	Mortgage
Record Updated	Mar 21, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1605 SHEPARD ST KANNAPOLIS NC 280836521, KANNAPOLIS, NC 28083-6521

Mortgage

Document Number	1290979
Date	Mar 8, 2018
Book Page	012909/000079
Instrument	5404

Lender

Name	BANK OF NAT'L TR & SVGS
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 7, 2033

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Kannapolis City
Unified School District	Kannapolis City Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$304,750 (-) Land $60,000 Building $244,750
2025		$304,750 Land $60,000 Building $244,750
2024			$304,750 (+89.36%) Land $60,000 Building $244,750
2023	$2,146.00	$160,940 Land $33,000 Building $127,940	$160,940 Land $33,000 Building $127,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1605 Shepard St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2015–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1605 Shepard St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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