1605 Shady Leaf Dr, Valrico, FL 33596 Property Records

Hillsborough County property record for 1605 Shady Leaf Dr, Valrico, FL 33596

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,826 sqft · built 1985
Lot Size0.208 acres (9,068 sqft)
Owner2 Individual Names on File
Tax Bill$2,425 (2025)
Deeds & MortgagesOct 2017 Reverse Mortgage
Sep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN074748-0764

Property Details

APN / Parcel Number

Primary APN074748-0764
Alternative APN
  • U1230202PF000005000030

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,826 sqft Living Area
Gross Area2,800 sqft
1st Floor Area1,826 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 2005
Architectural StyleMansion
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area9,068 sqft (0.208 acres)
Lot Dimensions128 ft deep x 75 ft wide
Garage TypeAttached
Garage Area357 sqft
Parking Spaces1 Parking Space
Pool Area420 sqft
PorchScreened Porch
Porch Area617 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0747480764
Street Address1605 SHADY LEAF DR
CityVALRICO
StateFL
Zip33596-6155
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSC-6
Legal DescriptionBLOOMINGDALE OAKS LOT 3 BLOCK 5
Legal Range20E
Legal Township30S
Legal Section12
Legal SubdivisionBLOOMINGDALE OAKS
Legal Tract2PF
Legal Block5
Legal Lot Number3
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionWIMAUMA-RIVERVIEW
Census Block Group2
Census Block2007
Census Tract13414

Owner

1605 Shady Leaf Dr is owned and occupied by two individuals.

Source: Hillsborough County records, as of September 29, 2026

Owner of Record2 Individual Names on File
Mailing Address1605 SHADY LEAF DR, VALRICO, FL 33596-6155
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2017Deed of Trust, Mortgage · Reverse Mortgage
LONGBRIDGE FINANCIAL LLC
Sep 23, 2017Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address1605 SHADY LEAF DR, VALRICO, FL 33596-6155
Transaction TypeMortgage
Record UpdatedMay 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0252780005
DateOct 6, 2017
Book Page25278/0005
Instrument2017390591
Lender
NameLONGBRIDGE FINANCIAL LLC
TypeReverse Mortgage Lender
AddressMAHWAH, NJ 07495
Agreement
TypeReverse Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate4.48%
Type Change DateOct 1, 2018
Change FrequencyAnnually
Min Rate At Change2%
Index1-Year LIBOR
Max Rate5%

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address1605 SHADY LEAF DR, VALRICO, FL 33596-6155
Document Number0252780021
Instrument DateSep 23, 2017
Transaction TypeMortgage
Record UpdatedNov 20, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1605 SHADY LEAF DR VALRICO FL 335966155, VALRICO, FL 33596-6155

Mortgage

Document Number0252780021
DateOct 6, 2017
Book Page025278/000021
Instrument390592
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term1020 Months
Interest
Rate TypeAdjustable Rate
Rate4.48%

Tax Assessment & Valuation

The 2025 property tax bill for 1605 Shady Leaf Dr was $2,425 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$134,397 (+2.7%)$304,747 (-1.73%) Land $105,600 Building $199,147
2025$2,425.00 Homeowner's exemption$130,864$310,120 Land $105,600 Building $204,520
2023$2,139.00 Homeowner's exemption$123,472$297,384 Land $96,000 Building $201,384

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1605 Shady Leaf Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 58 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies71 units insured
incl. 13 condo units
Nearby Flood Claims3 (2001–2024)
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1605 Shady Leaf Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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