1605 SE 14th St, Stuart, FL 34996 Property Records

Martin County property record for 1605 SE 14th St, Stuart, FL 34996

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,393 sqft · built 1973
Lot Size	0.257 acres (11,238 sqft)
Owner	Individual Name on Record
Last Sale	$360,000 (Apr 2021)
Tax Bill	$5,209 (2024)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-38-41-005-064-00520-5`

Property Details

APN / Parcel Number

Primary APN	`10-38-41-005-064-00520-5`
Alternative APN	`26914`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,393 sqft Living Area
1st Floor Area	1,393 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1983
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	11,238 sqft (0.257 acres)
Garage Type	Attached
Garage Area	378 sqft
Parking Spaces	1 Parking Space
Pool Area	450 sqft
Porch	Porch
Porch Area	500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	26914
Street Address	1605 SE 14TH ST
City	STUART
State	FL
Zip	34996-5818
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SARITA HEIGHTS LOT 52 (W 90' OF S 23.3' OF LOT 37 & W 90' OF LOTS 38 & 39 BLK 64 OF SARITA ADDN)
Legal Range	41E
Legal Township	38S
Legal Section	10
Legal Subdivision	SARITA ADDITION TO BROADWAY SECTION
Legal Block	64
Legal Lot Number	52 39
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	3
Census Block	3007
Census Tract	902

Owner

Source: Martin County records, as of December 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1605 SE 14TH ST, STUART, FL 34996-5818
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST OPTION MORTGAGE LLC
Aug 20, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2021 · Amount on Record
Deed Sale	Apr 26, 2021 · Amount on Record
Prior Sale	Nov 4, 2004 · Amount on Record
Deed Document Number	0032181659
Deed Book / Page	3218 / 1659
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Apr 26, 2021
Property Address	1605 SE 14TH ST, STUART, FL 34996-5818
Document Number	0032181659
Book / Page	3218 / 1659
Map Reference	MB 1 PG 12
Instrument Date	Apr 16, 2021
Instrument	2883995
Transaction Type	Transfer
Record Updated	May 21, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1780 GUM BRIDGE RD, 1780, VIRGINIA BEACH, VA 23457-1511

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1605 SE 14TH ST, STUART, FL 34996-5818

Mortgage

Document Number	32181661
Date	Apr 26, 2021
Instrument	3218/1661

Lender

Name	FIRST OPTION MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	1605 SE 14TH ST, STUART, FL 34996-5818
Document Number	0030121066
Instrument Date	Aug 20, 2018
Transaction Type	Mortgage
Record Updated	Sep 17, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1605 SE 14TH ST STUART FL 349965818, STUART, FL 34996-5818

Mortgage

Document Number	0030121066
Date	Aug 24, 2018
Book Page	003012/001066
Instrument	2712446

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 23, 2033

Tax Assessment & Valuation

Source: Martin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Stuart City
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$329,580 (+5.51%) Land $150,000 Building $179,580	$329,580 (+5.39%) Land $150,000 Building $179,580
2024	$5,209.00 (+2.2%)
2023	$5,097.00 (+3.51%) Additional exemption filed	$312,368 (+3%)	$312,730 (+3.12%) Land $140,000 Building $172,730
2022	$4,924.00 Homeowner's exemption	$303,270 Land $165,000 Building $138,270	$303,270 Land $165,000 Building $138,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	8 (1995–2009)
Claims Outside the SFHA	7 of 8
Most Recent Claim	Jul 2009 · rainfall accumulation
Claims by Event	Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART, CITY OF - WATER PLANT serves 16,841 people · EPA ID FL4430259
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Nearby Properties on SE 14th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures