Minnehaha County property record for 1605 S Olive Dr, Sioux Falls, SD 57103
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1.5 ba · 897 sqft · built 1959 |
| Lot Size | 0.176 acres (7,649 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $251,500 (Aug 2023) |
| Tax Bill | $2,948 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage Oct 2021 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-22-23-352-024-000 |
| Primary APN | 01-22-23-352-024-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 897 sqft Finished Area |
| 1st Floor Area | 897 sqft |
| Basement Area | 897 sqft |
| Finished Basement | 700 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,649 sqft (0.176 acres) |
| Lot Dimensions | 118 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 276 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 36075 |
|---|---|
| Street Address | 1605 S OLIVE DR |
| City | SIOUX FALLS |
| State | SD |
| Zip | 57103-3339 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 13 BLOCK 18 HILLTOP HEIGHTS ADDN TO CITY OF SIOUX FALLS |
| Legal Subdivision | HILLTOP HEIGHTS |
| Legal Block | 18 |
| Legal Lot Number | 13 |
| Jurisdiction | MINNEHAHA SD |
| Township / Civil Division | SIOUX FALLS |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 1801 |
1605 S Olive Dr is owner-occupied and held in a trust since August 2023.
Source: Minnehaha County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1605 S OLIVE DR, SIOUX FALLS, SD 57103-3339 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Corporate Trust |
| Date | Document |
|---|---|
| Sep 11, 2019 | Deed of Trust, Mortgage · FHA Mortgage FIRST PREMIER BANK |
| Oct 25, 2021 | Deed of Trust, Mortgage · FHA Mortgage IDAHO HOUSING & FINANCE ASSN |
| Sep 11, 2019 | Deed of Trust, Mortgage · Stand-Alone First Mortgage SOUTH DAKOTA HOUSING DEVELOPMENT AUTHORI |
| Aug 18, 2023 | Deed of Trust, Mortgage · Stand-Alone First Mortgage MINNEHAHA COUNTY |
| Aug 16, 2023 | Warranty Deed, Transfer · FHA Mortgage PLAINS COMMERCE BANK |
| Sep 11, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage SOUTH DAKOTA HOUSING DEVELOPMENT AUTHORI |
| May 19, 2014 | Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK |
| Dec 15, 2009 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 16, 2023 · Amount on File |
| Deed Sale | Aug 16, 2023 · Amount on File |
| Prior Sale | Sep 11, 2019 · Amount on File |
| Deed Book / Page | 621-D / 532 |
| Transfer Doc | 000530/378 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 1605 S OLIVE DR, SIOUX FALLS, SD 57103-3339 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 1866MTG/0886 |
|---|---|
| Date | Sep 11, 2019 |
| Book Page | 1866 MTG/0886 |
| Name | FIRST PREMIER BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57108 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 1605 S OLIVE DR, SIOUX FALLS, SD 57103-3339 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 1605 S OLIVE DR, SIOUX FALLS, SD 57103-3339 |
| Document Number | 1937MTG/566 |
|---|---|
| Date | Oct 25, 2021 |
| Book Page | 1937 MTG/566 |
| Name | IDAHO HOUSING & FINANCE ASSN |
|---|---|
| Type | Government Agency |
| Address | BOISE, ID 83702 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 1605 S OLIVE DR, SIOUX FALLS, SD 57103-3339 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 1866MTG/0896 |
|---|---|
| Date | Sep 11, 2019 |
| Book Page | 1866 MTG/0896 |
| Name | SOUTH DAKOTA HOUSING DEVELOPMENT AUTHORI |
|---|---|
| Type | Government Agency |
| Address | PIERRE, SD 57501 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 1605 S OLIVE DR, SIOUX FALLS, SD 57103-3339 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | MTG1973/957 |
|---|---|
| Date | Aug 18, 2023 |
| Book Page | MTG 1973/957 |
| Name | MINNEHAHA COUNTY |
|---|---|
| Type | Government Agency |
| Address | PIERRE, SD 57501 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Recording Date | Aug 16, 2023 |
| Property Address | 1605 S OLIVE DR, SIOUX FALLS, SD 57103-3339 |
| Document Number | DEED621/532 |
| Book / Page | DEED 621 / 532 |
| Instrument Date | Aug 11, 2023 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2026 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $251.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1605 S OLIVE DR, SIOUX FALLS, SD 57103-3339 |
| Document Number | MTG1973834 |
|---|---|
| Date | Aug 16, 2023 |
| Instrument | MTG 1973/834 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Number | MTG1973/957 |
|---|---|
| Date | Aug 18, 2023 |
| Book Page | MTG 1973/957 |
| Name | MINNEHAHA COUNTY |
|---|---|
| Type | Government Agency |
| Address | PIERRE, SD 57501 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Recording Date | Sep 11, 2019 |
| Property Address | 1605 S OLIVE DR, SIOUX FALLS, SD 57103-3339 |
| Document Number | 591DEED/0543 |
| Book / Page | 591 DEED / 0543 |
| Instrument Date | Sep 5, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2026 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $168.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1605 S OLIVE DR, SIOUX FALLS, SD 57103-3339 |
| Document Number | 1866MTG/0896 |
|---|---|
| Date | Sep 11, 2019 |
| Book Page | 1866 MTG/0896 |
| Name | SOUTH DAKOTA HOUSING DEVELOPMENT AUTHORI |
|---|---|
| Type | Government Agency |
| Address | PIERRE, SD 57501 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Recording Date | May 19, 2014 |
| Property Address | 1605 S OLIVE DR, SIOUX FALLS, SD 57103-3339 |
| Document Number | 000555/887 |
| Book / Page | 555 / 887 |
| Instrument Date | Apr 30, 2014 |
| Instrument | 409497 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $114.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2631 WALNUT AVE SW, SEATTLE, WA 98116-2532 |
| Name | Verified Name |
|---|---|
| Address | 1605 S OLIVE DR, SIOUX FALLS, SD 57103-3339 |
| Document Number | 001756/647 |
|---|---|
| Date | May 19, 2014 |
| Book Page | 1756/647 |
| Instrument | 409511 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Seller |
| Address | SIOUX FALLS, SD 57106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2044 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Recording Date | Dec 15, 2009 |
| Property Address | 1605 S OLIVE DR, SIOUX FALLS, SD 57103-3339 |
| Document Number | 000530/378 |
| Book / Page | 530 / 378 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1605 S OLIVE DR, SIOUX FALLS, SD 57103-3339 |
| Name | Verified Name |
|---|---|
| Address | 2631 WALNUT AVE SW, SEATTLE, WA 98116-2532 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 1605 S Olive Dr was $2,948.
Source: Minnehaha County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Minnehaha County |
| Municipality | Sioux Falls City |
| Unified School District | Sioux Falls School District 49-5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $224,998 (+4.07%) Land $29,176 Building $195,822 | $224,998 Land $29,176 Building $195,822 | |
| 2025 | $2,948.00 | $216,200 (+0.84%) Land $29,500 Building $186,700 | |
| 2024 | $2,948.00 | $214,400 Land $29,500 Building $184,900 | |
| 2022 | $3,098.00 | $164,700 Land $29,500 Building $135,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1605 S Olive Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2024 · Severe Storms, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1605 S Olive Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of South Dakota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SIOUX FALLS serves 216,462 people · EPA ID SD4600294 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fiber in parts of the area | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
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