1605 S Central Ave, Flagler Beach, FL 32136 Property Records

Flagler County property record for 1605 S Central Ave, Flagler Beach, FL 32136

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,263 sqft · built 1997
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on File
Last Sale	$18,400 (May 2019)
Tax Bill	$7,492 (2025)
Deeds & Mortgages	Oct 2019 Loan Modification May 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-12-32-2750-00020-0230`

Property Details

APN / Parcel Number

Primary APN	`18-12-32-2750-00020-0230`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,263 sqft Living Area
Gross Area	2,211 sqft
1st Floor Area	1,263 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2002
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,001 sqft (0.115 acres)
Driveway	Concrete Driveway
Driveway Area	400 sqft
Deck Area	Deck Area
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1605 S CENTRAL AVE
City	FLAGLER BEACH
State	FL
Zip	32136-3850
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FUQUAY SUBD BLOCK 2 LOT 23 OR 55 PG 280 OR 400 PG 243 0R 585 PG 1221 OR 690 PG 376-QC OR 758 PG 1026 OR 912 PG 75 OR 1909/1178 OR 1962/1686- CARNES TRUST OR 2299/1984-DC OR 2305/1998 OR 2355/726 OR 2357/1049 OR 2357/1051
Legal Range	32E
Legal Township	12S
Legal Section	18
Legal Subdivision	FUQUAY SUBD
Legal Block	2
Legal Lot Number	23
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	3
Census Block	3082
Census Tract	60302

Owner

1605 S Central Ave is owned by an individual who bought it in May 2019.

Source: Flagler County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	10027 DEERCREEK CLUB RD E, JACKSONVILLE, FL 32256-1458
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2019	Loan Modification, Mortgage · Conventional Mortgage DOVENMUEHLE MTG
May 24, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
May 24, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2019 · Amount on File
Deed Sale	May 24, 2019 · Amount on File
Prior Sale	May 24, 2019 · Amount on File
Deed Document Number	201918872
Deed Book / Page	2357 / 1051
Prior Transfer Date	May 6, 2019
Prior Transfer Doc	0023571049
Record Updated	Jun 8, 2026

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FLAGLER FL
Property Address	1605 S CENTRAL AVE, FLAGLER BEACH, FL 32136-3850
Document Number	0023971838
Instrument Date	Oct 3, 2019
Transaction Type	Mortgage
Record Updated	Nov 22, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10027 DEERCREEK CLUB RD E JACKSONVILLE FL 322561458, JACKSONVILLE, FL 32256-1458

Mortgage

Document Number	0023971838
Date	Nov 12, 2019
Book Page	002397/001838
Instrument	42098

Lender

Name	DOVENMUEHLE MTG
Type	Mortgage Company
Address	MINNETONKA, MN 55305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	480 Months
Due	Nov 11, 2059

Interest

Rate Type	Fixed Rate
Rate	3.51%

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLAGLER FL
Recording Date	May 24, 2019
Property Address	1605 S CENTRAL AVE, FLAGLER BEACH, FL 32136-3850
Document Number	0023571051
Book / Page	002357 / 001051
Instrument Date	May 7, 2019
Instrument	18872
Transaction Type	Transfer
Record Updated	Jun 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$128.80
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10027 DEERCREEK CLUB RD E JACKSONVILLE FL 322561458, JACKSONVILLE, FL 32256-1458

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLAGLER FL
Recording Date	May 24, 2019
Property Address	1605 S CENTRAL AVE, FLAGLER BEACH, FL 32136-3850
Document Number	0023571049
Book / Page	002357 / 001049
Instrument Date	May 6, 2019
Instrument	18871
Transaction Type	Transfer
Record Updated	Jun 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$128.80
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10027 DEERCREEK CLUB RD E JACKSONVILLE FL 322561458, JACKSONVILLE, FL 32256-1458

Tax Assessment & Valuation

The 2025 property tax bill for 1605 S Central Ave was $7,492, down 1.1% from the year before.

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Flagler Beach City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,492.00 (-1.07%)	$383,550 Land $138,000 Building $245,550	$383,550 Land $138,000 Building $245,550
2024	$7,573.00 (+5.95%)
2023	$7,148.00 (+6.75%)	$368,553 (+1.87%) Land $138,000 Building $230,553	$368,553 (+1.87%) Land $138,000 Building $230,553
2022	$6,696.00	$361,782 Land $138,000 Building $223,782	$361,782 Land $138,000 Building $223,782

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1605 S Central Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 239 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	253 units insured incl. 14 condo units
Nearby Flood Claims	200 (1991–2024)
Claims Outside the SFHA	35 of 200
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Nicole, Nov 2022 · 38 claims Hurricane Irma, Sep 2017 · 91 claims Hurricane Frances, Sep 2004 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1605 S Central Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLAGLER BEACH WTP serves 4,830 people · EPA ID FL2180349
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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