1605 Ross Ave, Cincinnati, OH 45205 Property Records

Hamilton County property record for 1605 Ross Ave, Cincinnati, OH 45205

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,512 sqft · built 1925
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Nov 2025)
Tax Bill	$1,449 (2025)
Deeds & Mortgages	May 2024 Mortgage Nov 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`204-0014-0064-00`

Property Details

APN / Parcel Number

Primary APN	`204-0014-0064-00`
Alternative APN	`0010634`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,512 sqft Living Area
Gross Area	2,400 sqft
1st Floor Area	840 sqft
2nd Floor Area	672 sqft
Upper Floors Area	672 sqft
Basement Area	888 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	131 ft deep x 50 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1605 ROSS AVE
City	CINCINNATI
State	OH
Zip	45205-1342
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF4
Legal Description	ROSS AVE 49.97 X 131.43 IRR LOT 3 BAUER VIEW SUB
Legal Subdivision	BAUER VIEW SUB
Legal Lot Number	3
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2006
Census Tract	9200

Owner

Source: Hamilton County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1605 ROSS AVE, CINCINNATI, OH 45205-1342
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 30, 2024	Deed of Trust, Mortgage · Conventional Mortgage GENERAL ELECTRIC CU
Nov 12, 2025	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Oct 6, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 22, 2021	Warranty Deed, Transfer PARKWAY TITLE INC, PARKWAY TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2025 · Amount on File
Deed Sale	Nov 12, 2025 · Amount on File
Prior Sale	Oct 6, 2022 · Amount on File
Deed Document Number	202588033
Deed Book / Page	15541 / 1220
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1605 ROSS AVE, CINCINNATI, OH 45205-1342
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036176
Date	May 30, 2024
Book Page	15177/1170
Instrument	2024-0036176

Lender

Name	GENERAL ELECTRIC CU
Type	Credit Union
Address	CINCINNATI, OH 45242

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2039

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 12, 2025
Property Address	1605 ROSS AVE, CINCINNATI, OH 45205-1342
Document Number	0000088033
Book / Page	15541 / 1220
Map Reference	MB 14767 PG 2244
Instrument Date	Nov 7, 2025
Instrument	2025-0088033
Transaction Type	Transfer
Record Updated	Dec 19, 2025
Title Company	UNKNOWN, LTOC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$215.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1605 ROSS AVE, CINCINNATI, OH 45205-1342

Mortgage

Document Number	0000088034
Date	Nov 12, 2025
Instrument	2025-0088034

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 6, 2022
Property Address	1605 ROSS AVE, CINCINNATI, OH 45205-1342
Document Number	0000094707
Book / Page	14767 / 2244
Map Reference	MB 27 PG 7
Instrument Date	Sep 29, 2022
Instrument	2022-0094707
Transaction Type	Transfer
Record Updated	Nov 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1605 ROSS AVE, CINCINNATI, OH 45205-1342

Mortgage

Document Number	0000094708
Date	Oct 6, 2022
Instrument	2022-0094708

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 22, 2021
Property Address	1605 ROSS AVE, CINCINNATI, OH 45205-1342
Document Number	0000152856
Book / Page	14569 / 683
Map Reference	MB 27 PG 7
Instrument Date	Dec 9, 2021
Instrument	2021-0152856
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	PARKWAY TITLE INC, PARKWAY TITLE LLC

Transaction

Amount	Amount on Record
Tax	$231.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,449.00 (-44.74%) Homeowner's exemption	$43,751 (+%) Land $2,993 Building $40,758	$125,000 (-) Land $8,550 Building $116,450
2024	$2,622.00 (-2.2%)	$43,749 (-) Land $2,992 Building $40,757
2023	$2,681.00 (+16.21%)	$43,749 (+213.57%) Land $2,992 Building $40,757	$125,000 (+213.6%) Land $8,550 Building $116,450
2022	$2,307.00	$13,952 Land $2,643 Building $11,309
2020			$39,860 Land $7,550 Building $32,310

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2024–2026)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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