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1605 Rayford Rd, Henderson, TX 75654 Property Records

Rusk County property record for 1605 Rayford Rd, Henderson, TX 75654

Property Summary

Property TypeSingle Family Home
Details1,647 sqft · built 1970
Lot Size0.629 acres (27,404 sqft)
Owner2 Individual Names on File
Last Sale$154,700 (Sep 2020)
Tax Bill$3,649 (2026)
Deeds & MortgagesSep 2025 Transfer
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN02670-01020-00000-000000

Property Details

APN / Parcel Number

Primary APN02670-01020-00000-000000
Alternative APN
  • 13169

Interior

Stories1 Story
Building Area1,647 sqft Living Area

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Lot Area27,404 sqft (0.629 acres)
Lot Dimensions145 ft deep x 189 ft wide
Garage Area520 sqft
PorchPorch
Porch Area240 sqft

Location & Zoning

Account Number02670-01020-00000-000000
Street Address1605 RAYFORD RD
CityHENDERSON
StateTX
Zip75654-4603
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 1 BLK 997 SHAWNEE VLG #3
Legal SubdivisionSHAWNEE VILLAGE
Legal Block997
Legal Lot Number1
JurisdictionRUSK TX
Township / Civil DivisionHENDERSON
Census Block Group4
Census Block4015
Census Tract950900

Owner

1605 Rayford Rd is owned and occupied by two individuals who acquired it in September 2025.

Source: Rusk County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address1605 RAYFORD RD, HENDERSON, TX 75654-4603
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2025Transfer on Death Deed, Transfer
Sep 15, 2020Vendor's Lien, Transfer · VA Mortgage
MORTGAGE FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 15, 2020 · Amount on File
Deed SaleSep 15, 2020 · Amount on File
Prior SaleFeb 24, 2012 · Amount on File
Deed Document Number2020212477
Deed Book / Page3725 / 704
Last Transfer DateSep 4, 2025
Transfer Doc004081/557
Record UpdatedOct 29, 2026

September 2025: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionRUSK TX
Recording DateSep 11, 2025
Property Address1605 RAYFORD RD, HENDERSON, TX 75654-4603
Document Number004081/557
Book / Page4081 / 557
Map ReferenceVOL 871 PG 669
Instrument DateSep 4, 2025
Instrument264943
Transaction TypeTransfer
Record UpdatedOct 8, 2025

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1605 RAYFORD RD, HENDERSON, TX 75654-4603

Transferred To (Grantee/Buyer)

NameVerified Name
Address412 CROSSBILL LN, LITTLE ELM, TX 75068-8487

September 2020: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionRUSK TX
Recording DateSep 15, 2020
Property Address1605 RAYFORD RD, HENDERSON, TX 75654-4603
Document Number3725/704
Book / Page3725 / 704
Map ReferenceVOL 871 PG 669
Instrument DateSep 11, 2020
Instrument212477
Transaction TypeTransfer
Record UpdatedDec 6, 2021
Title CompanyUS TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1605 RAYFORD RD, HENDERSON, TX 75654-4603

Mortgage

Document Number212478
DateSep 15, 2020
Instrument212478
Lender
NameMORTGAGE FINANCIAL SERVICES LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 1605 Rayford Rd was $3,649 with a homeowner's exemption, up 207.7% from the year before.

Source: Rusk County assessment roll, as of February 10, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityHenderson City
CountyRusk County
Unified School DistrictHenderson Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,649.00 (+207.67%) Homeowner's exemption$191,980 (-) Land $25,000 Building $166,980$191,980 (-) Land $25,000 Building $166,980
2025$1,186.00 Homeowner's exemption$191,980 (-0.26%) Land $25,000 Building $166,980$191,980 (-0.26%) Land $25,000 Building $166,980
2024$192,480 (+10.79%) Land $12,000 Building $180,480$192,480 (+10.79%) Land $12,000 Building $180,480
2023$173,730 Land $12,000 Building $161,730$173,730 Land $12,000 Building $161,730
2022$1,980.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1605 Rayford Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1605 Rayford Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HENDERSON
serves 14,666 people · EPA ID TX2010001
Water SourceSurface water
Last State InspectionApr 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		5,000 / 5,000
Sparklight
Fiber		1,000 / 1,000
Optimum
Cable		940 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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