1605 N Palm Ave, Upland, CA 91784 Property Records

San Bernardino County property record for 1605 N Palm Ave, Upland, CA 91784

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,128 sqft · built 1962
Lot Size	0.453 acres (19,740 sqft)
Owner	2 Trust Names on File
Last Sale	$874,000 (Sep 2020)
Tax Bill	$8,139 (2025)
Deeds & Mortgages	Feb 2024 Transfer Jun 2018 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1044-583-14-0000`

Property Details

APN / Parcel Number

Primary APN	`1044-583-14-0000`
Alternative APN	`1100-162-12`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,128 sqft Living Area
1st Floor Area	3,128 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Modern
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	19,740 sqft (0.453 acres)
Lot Dimensions	140 ft deep x 141 ft wide
Garage Type	Detached
Garage Area	744 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Patio/Porch
Porch Area	216 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1605 N PALM AVE
City	UPLAND
State	CA
Zip	91784-1923
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 6164 LOT 16
Legal Subdivision	TRACT NO 6164
Legal Tract	6164
Legal Block	1
Legal Lot Number	16
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1007
Census Tract	816

Owner

1605 N Palm Ave is owner-occupied and held in a trust since September 2020.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1605 N PALM AVE, UPLAND, CA 91784-1923
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2024	Intrafamily Transfer, Transfer
Jun 13, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTH AMERICAN TITLE CO
Oct 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE
Jul 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Sep 16, 2020	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 14, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2020 · Amount on File
Deed Sale	Sep 16, 2020 · Amount on File
Prior Sale	Jul 12, 1999 · Amount on File
Deed Document Number	2020347928
Prior Transfer Date	Jul 24, 2017
Prior Transfer Doc	0000381347
Record Updated	Oct 29, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Feb 27, 2024
Property Address	1605 N PALM AVE, UPLAND, CA 91784-1923
Document Number	0000045080
Map Reference	MB 81 PG 4&45
Instrument Date	Jan 26, 2024
Instrument	2024-0045080
Transaction Type	Transfer
Record Updated	Mar 7, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1605 N PALM AVE, UPLAND, CA 91784-1923
Investor	Possibly a Property Investor

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1605 N PALM AVE, UPLAND, CA 91784-1923
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000214338
Date	Jun 13, 2018
Instrument	2018-0214338

Lender

Name	NORTH AMERICAN TITLE CO
Type	Non-Lending Institution
Address	FLINT, MI 48501

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2038

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1605 N PALM AVE, UPLAND, CA 91784-1923
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000395721
Date	Oct 30, 2018
Instrument	2018-0395721

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1605 N PALM AVE, UPLAND, CA 91784-1923
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000227416
Date	Jul 9, 2019
Instrument	2019-0227416

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 16, 2020
Property Address	1605 N PALM AVE, UPLAND, CA 91784-1923
Document Number	0000347928
Map Reference	MB 81 PG 44&45
Instrument Date	Jul 20, 2020
Instrument	2020-0347928
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	TICOR TITLE COMPANY OF CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1605 N PALM AVE, UPLAND, CA 91784-1923

Mortgage

Document Number	0000347929
Date	Sep 16, 2020
Instrument	2020-0347929

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 14, 2017
Property Address	1605 N PALM AVE, UPLAND, CA 91784-1923
Document Number	0000381347
Map Reference	MB81 PG44&45
Instrument Date	Jul 24, 2017
Instrument	2017-0381347
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1605 N PALM AVE, UPLAND, CA 91784-1923

Mortgage

Document Number	0000381348
Date	Sep 14, 2017
Instrument	2017-0381348

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1605 N Palm Ave was $8,139 with a homeowner's exemption.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$761,202 (+2%) Land $195,091 Building $566,111
2025	$8,139.00 Homeowner's exemption	$746,277 Land $191,266 Building $555,011
2023	$7,761.00 (+2.01%) Homeowner's exemption	$717,298 Land $183,839 Building $533,459
2022	$7,608.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1605 N Palm Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1605 N Palm Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: GeoLinks, T-Mobile, Verizon.

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