1605 N Howard Dr, Independence, MO 64050 Property Records

Jackson County property record for 1605 N Howard Dr, Independence, MO 64050

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,056 sqft · built 1960
Lot Size	0.251 acres (10,928 sqft)
Owner	Individual Name on Record
Last Sale	$91,000 (Jul 2017)
Tax Bill	$1,732 (2025)
Deeds & Mortgages	Jan 2019 Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-720-07-16`

Property Details

APN / Parcel Number

Primary APN	`15-720-07-16`
Alternative APNs	`15-720-07-16-00-0-00-000` `15720071600000001` `731654`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	432 sqft
Basement Area	1,008 sqft
Flooring	Carpet

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Split Level
Exterior Material	Brick/Stone
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,928 sqft (0.251 acres)
Lot Dimensions	144 ft deep x 77 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	250 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	731654
Street Address	1605 N HOWARD DR
City	INDEPENDENCE
State	MO
Zip	64050-2109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREENWOOD HILLS LOT 30
Legal Subdivision	GREENWOOD HILLS
Legal Block	3
Legal Lot Number	30
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	3
Census Block	3008
Census Tract	11300

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8800 NE 108TH ST, KANSAS CITY, MO 64157-9717
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2019	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jul 3, 2017	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2017 · Amount on Record
Deed Sale	Jul 3, 2017 · Amount on Record
Prior Sale	Nov 21, 2008 · Amount on Record
Deed Document Number	2017E59686
Prior Transfer Date	Feb 22, 2007
Prior Transfer Doc	0000E25055
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	1605 N HOWARD DR, INDEPENDENCE, MO 64050-2109
Document Number	0000E03548
Instrument Date	Jan 9, 2019
Transaction Type	Mortgage
Record Updated	Jun 13, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1605 N HOWARD DR INDEPENDENCE MO 640502109, INDEPENDENCE, MO 64050-2109

Mortgage

Document Number	0000E03548
Date	Jan 16, 2019
Instrument	3548E

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 15, 2049

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jul 3, 2017
Property Address	1605 N HOWARD DR, INDEPENDENCE, MO 64050-2109
Document Number	0000E59686
Instrument Date	Jun 9, 2017
Instrument	59686E
Transaction Type	Transfer
Record Updated	Jul 12, 2017
Title Company	FIRST UNITED TITLE AGENCY LLC, FIRST UNITED TITLE AGCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1605 N HOWARD DR INDEPENDENCE MO 640502109, INDEPENDENCE, MO 64050-2109

Mortgage

Document Number	E59687
Date	Jul 3, 2017
Instrument	59687E

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 2, 2047

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$24,248 (-) Land $4,735 Building $19,513	$127,620 (-)
2025	$1,732.00 (+18.63%)	$24,248 (+15%) Land $4,735 Building $19,513	$127,620 (+14.99%)
2024	$1,460.00 (+2.31%)
2023	$1,427.00	$21,086 Land $3,346 Building $17,740	$110,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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