1605 Mountain Rd, Joppa, MD 21085 Property Records

Harford County property record for 1605 Mountain Rd, Joppa, MD 21085 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 2,252 sqft · built 1978
Lot Size5.87 acres (255,697 sqft)
OwnerIndividual Name on File
Last Sale$325,000 (Sep 2004)
Tax Bill$4,169 (2025)
Deeds & MortgagesMar 2023 Second Mortgage
Jul 2018 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN03-056031

Property Details

APN / Parcel Number

Primary APN03-056031
Alternative APNs
  • 3056031
  • 056031

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,252 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area255,697 sqft (5.87 acres)
Deck Area444 sqft
Shed1 Shed
Shed Area1,200 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
SewerConnected

Location & Zoning

Account Number056031
Street Address1605 MOUNTAIN RD
CityJOPPA
StateMD
Zip21085-1705
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description5.87 ACRES 1605 MOUNTAIN ROAD S BAGLEYS CORNER P 35/51
JurisdictionHARFORD MD
Township / Civil Division3, BEL AIR
Census Block Group2
Census Block2011
Census Tract303400

Owner

Source: Harford County records · APN 03-056031

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1605 MOUNTAIN RD, JOPPA, MD 21085-1705
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 07, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
NAVY FCU
Jul 05, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Oct 04, 2021Deed of Trust, Mortgage · Conventional Mortgage
NEWREZ LLC
Oct 18, 2021Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 29, 2004 · Amount on Record
Deed SaleSep 29, 2004 · Amount on Record
Prior SaleJul 27, 1984 · Amount on Record
Deed Document Number2004745
Deed Book / Page5623 / 289
Last Transfer DateSep 24, 2021
Transfer Doc0151100330
Record UpdatedSep 20, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address1605 MOUNTAIN RD, JOPPA, MD 21085-1705
Transaction TypeMortgage
Record UpdatedMar 17, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1605 MOUNTAIN RD, JOPPA, MD 21085-1705

Mortgage

Document Number0158390032
DateMar 07, 2023
Book Page15839/32
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueMar 01, 2043

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address1605 MOUNTAIN RD, JOPPA, MD 21085-1705
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0128940381
DateJul 05, 2018
Book Page12894/0381
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJun 13, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address1605 MOUNTAIN RD, JOPPA, MD 21085-1705
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyAVENUE 365 LENDER SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0150730437
DateOct 04, 2021
Book Page15073/437
Lender
NameNEWREZ LLC
TypeMortgage Company
AddressFORT WASHINGTON, PA 19034
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueSep 01, 2051

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHARFORD MD
Recording DateOct 18, 2021
Property Address1605 MOUNTAIN RD, JOPPA, MD 21085-1705
Document Number0151100330
Book / Page15110 / 330
Instrument DateSep 24, 2021
Transaction TypeTransfer
Record UpdatedOct 28, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1605 MOUNTAIN RD, JOPPA, MD 21085-1705

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$397,733 (+2.43%)$416,600 (+7.29%) Land $134,600 Building $282,000
2025$4,169.00 (+6.27%) Homeowner's exemption$388,300 (+6.16%) Land $134,600 Building $253,700$388,300 (-) Land $134,600 Building $253,700
2023$365,767$388,300 Land $134,600 Building $253,700
2022$3,923.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Mountain Rd

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