1605 Lucerne St, Minden, NV 89423 Property Records

Douglas County property record for 1605 Lucerne St, Minden, NV 89423

Property Summary

Property Type	Single Family Home
Details	1,691 sqft · built 1978
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$540,000 (Oct 2020)
Tax Bill	$3,591 (2026)
Deeds & Mortgages	Nov 2025 Line of Credit Oct 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1320-30-816-008`

Property Details

APN / Parcel Number

Primary APN	`1320-30-816-008`
Alternative APNs	`000025452080` `25452080`

Interior

Stories	1 Story
Building Area	1,691 sqft Living Area
Gross Area	2,759 sqft
1st Floor Area	1,691 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	1,068 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Old Parcel Number	000025452080
Street Address	1605 LUCERNE ST
City	MINDEN
State	NV
Zip	89423-4417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BELARRA #2-A LOT 8
Legal Range	20E
Legal Township	13N
Legal Section	30
Legal Subdivision	BELARRA #2-A
Legal Block	2
Legal Lot Number	8
Jurisdiction	DOUGLAS NV
Township / Civil Division	GARDNERVILLE-MINDEN
Census Block Group	2
Census Block	2024
Census Tract	1400

Owner

Source: Douglas County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1605 LUCERNE ST, MINDEN, NV 89423-4417
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Intrafamily Transfer, Transfer · Line of Credit ALLIANT CU
Oct 29, 2020	Grant Deed, Transfer · Conventional with PMI GUILD MTG
Aug 23, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 24, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2020 · Amount on Record
Deed Sale	Oct 29, 2020 · Amount on Record
Prior Sale	Feb 4, 2015 · Amount on Record
Deed Document Number	2020955486
Last Transfer Date	Nov 14, 2025
Transfer Doc	0000027198
Record Updated	Oct 29, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DOUGLAS NV
Recording Date	Nov 19, 2025
Property Address	1605 LUCERNE ST, MINDEN, NV 89423-4417
Document Number	0000027198
Map Reference	DOC 11365
Instrument Date	Nov 14, 2025
Instrument	2025-1027198
Transaction Type	Transfer
Record Updated	Dec 8, 2025
Title Company	FIRST CENTENNIAL - RENO, FIRST CENTENNIAL RENO MAIN O

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1605 LUCERNE ST, MINDEN, NV 89423-4417

Mortgage

Document Number	0000027199
Date	Nov 19, 2025
Instrument	2025-1027199

Lender

Name	ALLIANT CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DOUGLAS NV
Recording Date	Oct 29, 2020
Property Address	1605 LUCERNE ST, MINDEN, NV 89423-4417
Document Number	0000955486
Instrument Date	Oct 21, 2020
Instrument	955486
Transaction Type	Transfer
Record Updated	Nov 10, 2020
Title Company	WESTERN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,106.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1605 LUCERNE ST MINDEN NV 894234417, MINDEN, NV 89423-4417

Mortgage

Document Number	955487
Date	Oct 29, 2020
Instrument	955487

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2050

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DOUGLAS NV
Recording Date	Aug 23, 2019
Property Address	1605 LUCERNE ST, MINDEN, NV 89423-4417
Document Number	0000934219
Instrument Date	Aug 21, 2019
Instrument	934219
Transaction Type	Transfer
Record Updated	Sep 4, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 958 MINDEN NV 894230958, MINDEN, NV 89423-0958

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DOUGLAS NV
Recording Date	Jun 24, 2020
Property Address	1605 LUCERNE ST, MINDEN, NV 89423-4417
Document Number	0000948143
Instrument Date	Aug 21, 2019
Instrument	948143
Transaction Type	Transfer
Record Updated	Jul 8, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 958 MINDEN NV 894230958, MINDEN, NV 89423-0958

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Douglas County
Unified School District	Douglas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,591.00 (+1.35%)	$98,126 (+1.36%) Land $56,000 Building $42,126
2025	$3,543.00 (-0.56%)	$96,809 (-1.53%) Land $52,500 Building $44,309	$276,597 (-1.53%) Land $150,000 Building $126,597
2024	$3,563.00 (+3.01%)	$98,310 (+1.8%) Land $52,500 Building $45,810	$280,886 (+1.8%) Land $150,000 Building $130,886
2023	$3,459.00	$96,572 Land $52,500 Building $44,072	$275,920 (+2.73%) Land $150,000 Building $125,920
2021			$268,583 Land $150,000 Building $118,583

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 51 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	66 units insured incl. 15 condo units
Nearby Flood Claims	8 (1997–2023)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Jan 2023 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 72% of Nevada
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MINDEN serves 3,500 people · EPA ID NV0000168
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	139 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Hot Spot Broadband Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: DTS Fiber.

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