1605 Ladd St, Silver Spring, MD 20902 Property Records

Montgomery County property record for 1605 Ladd St, Silver Spring, MD 20902

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,400 sqft · built 1956
Lot Size	0.22 acres (9,600 sqft)
Owner	Individual Name on Record
Last Sale	$535,000 (Nov 2017)
Tax Bill	$6,344 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Mar 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-01367903`

Property Details

APN / Parcel Number

Primary APN	`13-01367903`
Alternative APN	`01367903`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,400 sqft Living Area
Gross Area	2,550 sqft
1st Floor Area	1,395 sqft
Basement Area	300 sqft
Finished Basement	300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,600 sqft (0.22 acres)
Garage Type	Attached
Garage Area	150 sqft
Parking Spaces	1 Parking Space
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01367903
Street Address	1605 LADD ST
City	SILVER SPRING
State	MD
Zip	20902-3520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R90
Legal Description	PARKWAY
Legal Subdivision	PARKWAY
Legal Block	8
Legal Lot Number	10
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	3
Census Block	3003
Census Tract	703209

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1605 LADD ST, SILVER SPRING, MD 20902-3520
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 3, 2022	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Nov 28, 2017	Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 13, 2017	Deed, Transfer · Commercial Mortgage WASHINGTONFIRST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 28, 2017 · Amount on Record
Deed Sale	Nov 28, 2017 · Amount on Record
Prior Sale	Mar 13, 2017 · Amount on Record
Deed Book / Page	55275 / 301
Prior Transfer Date	Mar 24, 2005
Prior Transfer Doc	0295670204
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	1605 LADD ST, SILVER SPRING, MD 20902-3520
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	WORLDWIDE SETTLEMENTS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0634740165
Date	Jul 12, 2021
Book Page	63474/165

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	1605 LADD ST, SILVER SPRING, MD 20902-3520
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1605 LADD ST, SILVER SPRING, MD 20902-3520

Mortgage

Document Number	0653420455
Date	Mar 3, 2022
Book Page	65342/455

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 12, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Nov 28, 2017
Property Address	1605 LADD ST, SILVER SPRING, MD 20902-3520
Document Number	0552750301
Book / Page	55275 / 301
Map Reference	MB54 PL4314
Instrument Date	Nov 3, 2017
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	OLYMPIA ITTLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,025.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1605 LADD ST, SILVER SPRING, MD 20902-3520

Mortgage

Document Number	0055275307
Date	Nov 28, 2017
Instrument	55275/307

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Mar 13, 2017
Property Address	1605 LADD ST, SILVER SPRING, MD 20902-3520
Document Number	0539620408
Book / Page	53962 / 408
Map Reference	MB54 PG4314
Instrument Date	Feb 20, 2017
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,648.26
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11117 SMOKY QUARTZ LN, POTOMAC, MD 20854-1214

Mortgage

Document Number	0053962415
Date	Mar 13, 2017
Instrument	53962/415

Lender

Name	WASHINGTONFIRST BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$591,700 (+9.55%)	$694,900 (+28.66%) Land $202,600 Building $492,300
2025	$6,344.00 (-2.71%)	$540,100 (+15.94%) Land $202,600 Building $337,500	$540,100 (-) Land $202,600 Building $337,500
2024	$6,521.00 (+38.98%)
2023		$465,833	$540,100 Land $202,600 Building $337,500
2022	$4,692.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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