1605 Iowa St, Bloomington, IL 61701 Property Records

McLean County property record for 1605 Iowa St, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 603 sqft · built 1925
Lot Size	0.272 acres (11,826 sqft)
Owner	2 Individual Names on File
Last Sale	$58,000 (Jul 2023)
Tax Bill	$1,394 (2024)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Aug 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`21-05-354-019`

Property Details

APN / Parcel Number

Primary APN	`21-05-354-019`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	603 sqft Living Area
Gross Area	1,206 sqft
1st Floor Area	603 sqft
Basement Area	603 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Wood Siding
Roof Material	Asphalt
Lot Area	11,826 sqft (0.272 acres)
Lot Dimensions	118 ft deep x 100 ft wide
View / Lot	Lake Front
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1605 IOWA ST
City	BLOOMINGTON
State	IL
Zip	61701-4736
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	LOTS 48 THRU 51 BLK 4 SUNNYSIDE SUB
Legal Range	02E
Legal Township	23N
Legal Section	05
Legal Subdivision	SUNNYSIDE SUB
Legal Block	4
Legal Lot Number	48-51
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	3
Census Block	3043
Census Tract	1403

Owner

Source: McLean County assessment roll, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1605 IOWA ST, BLOOMINGTON, IL 61701-4736
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2023	Warranty Deed, Transfer · Conventional Mortgage PERU FEDERAL SAVINGS BANK
Aug 3, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 14, 2023 · Amount on Record
Deed Sale	Jul 14, 2023 · Amount on Record
Prior Sale	Jul 25, 2005
Deed Document Number	20239120
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jul 14, 2023
Property Address	1605 IOWA ST, BLOOMINGTON, IL 61701-4736
Document Number	202300009120
Instrument Date	Jun 30, 2023
Instrument	2023-00009120
Transaction Type	Transfer
Record Updated	Jul 31, 2023
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$58.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1605 IOWA ST, BLOOMINGTON, IL 61701-4736

Mortgage

Document Number	202300009121
Date	Jul 14, 2023
Instrument	2023-00009121

Lender

Name	PERU FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Interest

Adjustable	Adjustable Rate Rider

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	Aug 3, 2017
Property Address	1605 IOWA ST, BLOOMINGTON, IL 61701-4736
Document Number	201700013898
Instrument Date	Jun 29, 2017
Instrument	2017-00013898
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1903 N TOWANDA AVE, NORMAL, IL 61761-5212

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$25,241 (+19.2%) Land $12,871 Building $12,370	$75,723 (+19.2%) Land $38,613 Building $37,110
2024	$1,394.00 (-21.2%)
2023	$1,769.00 (+10.98%)	$21,175 (+12.87%) Land $10,798 Building $10,377	$63,525 (+12.87%) Land $32,394 Building $31,131
2022	$1,594.00	$18,760 Land $9,566 Building $9,194	$56,280 Land $28,698 Building $27,582

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1981–1986)
Most Recent Claim	Oct 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Pavlov Media.

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