1605 Gregory St, Normal, IL 61761 Property Records

McLean County property record for 1605 Gregory St, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,718 sqft · built 1984
Lot Size	0.233 acres (10,146 sqft)
Owner	2 Individual Names on Record
Last Sale	$216,000 (Aug 2019)
Tax Bill	$7,691 (2024)
Deeds & Mortgages	Apr 2019 Line of Credit Dec 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`14-29-126-022`

Property Details

APN / Parcel Number

Primary APN	`14-29-126-022`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,718 sqft Living Area
1st Floor Area	1,476 sqft
Basement Area	750 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	10,146 sqft (0.233 acres)
Lot Dimensions	120 ft deep x 85 ft wide
Garage Area	594 sqft
Porch	Open Frame Porch
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1605 GREGORY ST
City	NORMAL
State	IL
Zip	61761-2325
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	UNIVERSITY TERRACE SUB LOT 12
Legal Range	02E
Legal Township	24N
Legal Section	29
Legal Subdivision	UNIVERSITY TERRACE SUB
Legal Lot Number	12
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	2
Census Block	2000
Census Tract	302

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1605 GREGORY ST, NORMAL, IL 61761-2325
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2019	Deed of Trust, Mortgage · Line of Credit CEFCU
Dec 30, 2021	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Oct 14, 2008	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK
Oct 5, 2012	Deed of Trust, Mortgage COMMERCE BANK
Aug 7, 2019	Warranty Deed, Transfer · FHA Mortgage MORTGAGE SERVICES III LLC
Oct 30, 2012	Deed, Transfer · ARM GENEQUITY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2019 · Amount on Record
Deed Sale	Aug 7, 2019 · Amount on Record
Prior Sale	Oct 30, 2012 · Amount on Record
Deed Document Number	201912521
Record Updated	Jun 8, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1605 GREGORY ST, NORMAL, IL 61761-2325
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900004823
Date	Apr 5, 2019
Instrument	2019-00004823

Lender

Name	CEFCU
Type	Credit Union
Address	PEORIA, IL 61607

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	276 Months
Due	Apr 4, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1605 GREGORY ST, NORMAL, IL 61761-2325
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100030346
Date	Dec 30, 2021
Instrument	2021-00030346

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Interest

Rate	3.12%

October 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1605 GREGORY ST, NORMAL, IL 61761-2325
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	200800027187
Date	Oct 14, 2008
Instrument	2008-00027187

Lender

Name	COMMERCE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1605 GREGORY ST, NORMAL, IL 61761-2325
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201200025166
Date	Oct 5, 2012
Instrument	2012-00025166

Lender

Name	COMMERCE BANK
Type	Bank
Address	NORMAL, IL 61761

Agreement

Amount	Amount Recorded

Interest

Rate	4.35%

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Aug 7, 2019
Property Address	1605 GREGORY ST, NORMAL, IL 61761-2325
Document Number	201900012521
Map Reference	DOC 77-14411
Instrument Date	Jul 9, 2019
Instrument	2019-00012521
Transaction Type	Transfer
Record Updated	Apr 13, 2026
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$324.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1605 GREGORY ST, NORMAL, IL 61761-2325
Investor	Possibly a Property Investor

Mortgage

Document Number	201900012522
Date	Aug 7, 2019
Instrument	2019-00012522

Lender

Name	MORTGAGE SERVICES III LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

October 2012: Deed, Transfer

Document Type	Deed
Jurisdiction	MCLEAN IL
Recording Date	Oct 30, 2012
Property Address	1605 GREGORY ST, NORMAL, IL 61761-2325
Document Number	201200027413
Map Reference	DOC77-14411
Instrument Date	Oct 18, 2012
Instrument	2012-00027413
Transaction Type	Transfer
Record Updated	Apr 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$328.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201200027414
Date	Oct 30, 2012
Instrument	2012-00027414

Lender

Name	GENEQUITY MORTGAGE INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2042

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Nov 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.5%
Index	1-Year LIBOR
Max Rate	7.5%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$109,934 (+21.89%) Land $16,046 Building $93,888	$329,802 (+21.89%) Land $48,138 Building $281,664
2024	$7,691.00 (+6.75%)
2023	$7,205.00	$90,192 Land $13,164 Building $77,028	$270,576 Land $39,492 Building $231,084

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Pavlov Media.

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