1605 Gray Bark Dr, Oldsmar, FL 34677 Property Records

Pinellas County property record for 1605 Gray Bark Dr, Oldsmar, FL 34677

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,364 sqft · built 1997
Lot Size0.264 acres (11,500 sqft)
Owner2 Individual Names on File
Last Sale$150,200 (May 1997)
Tax Bill$3,710 (2025)
Deeds & MortgagesJan 2024 Mortgage
Jun 2022 Line of Credit
Flood ZoneZone AE (high risk)
APNC62-000-759-5360-4

Property Details

APN / Parcel Number

Primary APNC62-000-759-5360-4
Alternative APNs
  • 15-28-16-23989-001-0320
  • 281615239890010320
  • 162815239890010320
  • R159589

Interior

Full Baths3 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area2,364 sqft Living Area
Gross Area2,975 sqft
1st Floor Area1,069 sqft
Upper Floors Area1,295 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2002
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area11,500 sqft (0.264 acres)
Lot Dimensions186 ft deep x 59 ft wide
Garage TypeAttached
Garage Area396 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area215 sqft
Deck Area280 sqft
Patio Area280 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR159589
Street Address1605 GRAY BARK DR
CityOLDSMAR
StateFL
Zip34677-2766
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEASTLAKE OAKS PHASE 1 BLK 1, LOT 32
Legal Range16E
Legal Township28S
Legal Section15
Legal SubdivisionEASTLAKE OAKS PHASE 1
Legal Phase1
Legal Tract23989
Legal Block1
Legal Lot Number32
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group4
Census Block4005
Census Tract27319

Owner

1605 Gray Bark Dr is owned and occupied by two individuals who acquired it in January 2024.

Source: Pinellas County records, as of December 2, 2025

Owner of Record2 Individual Names on File
Mailing Address1605 GRAY BARK DR, OLDSMAR, FL 34677-2766
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 30, 2024Intrafamily Transfer, Transfer · Conventional Mortgage
INTEGRITY FINCL SVCS OF TAMPA BAY I
Jun 15, 2022Deed of Trust, Mortgage · Line of Credit
LENDAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 6, 1997 · Amount on File
Deed SaleMay 6, 1997 · Amount on File
Deed Book / Page9697 / 1935
Last Transfer DateJan 22, 2024
Transfer Doc0226892495
Record UpdatedSep 20, 2026

January 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPINELLAS FL
Recording DateJan 30, 2024
Property Address1605 GRAY BARK DR, OLDSMAR, FL 34677-2766
Document Number0226892495
Book / Page22689 / 2495
Map ReferenceMB 114 PG 32-37
Instrument DateJan 22, 2024
Instrument2024022832
Transaction TypeTransfer
Record UpdatedFeb 19, 2024
Title CompanyBAY TO BAY TITLE LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1605 GRAY BARK DR, OLDSMAR, FL 34677-2766

Transferred To (Grantee/Buyer)

NameVerified Name
Address1605 GRAY BARK DR, OLDSMAR, FL 34677-2766

Mortgage

Document Number0226892497
DateJan 30, 2024
Instrument22689/2497
Lender
NameINTEGRITY FINCL SVCS OF TAMPA BAY I
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2054

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address1605 GRAY BARK DR, OLDSMAR, FL 34677-2766
Transaction TypeMortgage
Record UpdatedJul 7, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1605 GRAY BARK DR, OLDSMAR, FL 34677-2766

Mortgage

Document Number0221020520
DateJun 15, 2022
Book Page22102/520
Instrument2022187578
Lender
NameLENDAGE LLC
TypeMortgage Company
AddressFLINT, MI 48501
Agreement
TypeLine of Credit
AmountAmount on Record
Term121 Months
DueJul 1, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 1605 Gray Bark Dr was $3,710 with a homeowner's exemption, up 4.7% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityOldsmar City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,710.00 (+4.68%) Homeowner's exemption$205,933$500,960 Land $115,641 Building $385,319
2024$3,544.00 (+1.43%)
2023$3,494.00 (+2.4%) Homeowner's exemption$194,300 (+3%)$474,207 (+8.73%) Land $189,021 Building $285,186
2022$3,412.00 Homeowner's exemption$188,641$436,145 Land $216,879 Building $219,266

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1605 Gray Bark Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 195 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies195 in force
Nearby Flood Claims2 (2024)
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1605 Gray Bark Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOLDSMAR WATER SYSTEM
serves 14,898 people · EPA ID FL6521417
Water SourceGroundwater
Last State InspectionApr 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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