1605 Eucalyptus Dr, El Cajon, CA 92021 Property Records

San Diego County property record for 1605 Eucalyptus Dr, El Cajon, CA 92021

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,950 sqft · built 1988
Lot Size0.227 acres (9,889 sqft)
Owner2 Individual Names on Record
Last Sale$925,000 (Apr 2026)
Tax Bill$7,231 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
Nov 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN509-122-02-00

Property Details

APN / Parcel Number

Primary APN509-122-02-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,950 sqft Living Area

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Lot Area9,889 sqft (0.227 acres)

Location & Zoning

Street Address1605 EUCALYPTUS DR
CityEL CAJON
StateCA
Zip92021-4014
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionBLK 2 LOTS 23 THRU 26 TR 002093
Legal SubdivisionLA CRESTA
Legal Tract002093
Legal Block2
Legal Lot Number23-26
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2023
Census Tract15501

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5192 LA DORNA ST, SAN DIEGO, CA 92115-1529
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2026Grant Deed, Transfer · Conventional Mortgage
LOAN STORE
Nov 23, 2021Deed of Trust, Mortgage · FHA Mortgage
FLAGSTAR BANK FSB
Jan 8, 2018Grant Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 29, 2026 · Amount on Record
Deed SaleApr 29, 2026 · Amount on Record
Prior SaleJan 8, 2018 · Amount on Record
Deed Document Number2026120195
Prior Transfer DateFeb 16, 2007
Prior Transfer Doc0000122361
Record UpdatedOct 29, 2026

April 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateApr 29, 2026
Property Address1605 EUCALYPTUS DR, EL CAJON, CA 92021-4014
Document Number0000120195
Instrument DateApr 9, 2026
Instrument2026120195
Transaction TypeTransfer
Record UpdatedJul 6, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$102,767.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address5192 LA DORNA ST, SAN DIEGO, CA 92115-1529

Mortgage

Document Number0000120196,
DateApr 29, 2026
Instrument2026120196
Lender
NameLOAN STORE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6.22%
Initial TypeFixed Rate
Max Rate-1%

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1605 EUCALYPTUS DR, EL CAJON, CA 92021-4014
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1605 EUCALYPTUS DR, EL CAJON, CA 92021-4014

Mortgage

Document Number0000804545
DateNov 23, 2021
Instrument2021-0804545
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressJACKSONVILLE, FL 32202
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term315 Months
DueFeb 1, 2048

January 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJan 8, 2018
Property Address1605 EUCALYPTUS DR, EL CAJON, CA 92021-4014
Document Number0000007864
Map ReferenceMAP 2093
Instrument DateDec 12, 2017
Instrument2018-0007864
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyLAWYERS TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Notice of Default
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1605 EUCALYPTUS DR, EL CAJON, CA 92021-4014

Mortgage

Document Number0000007865
DateJan 8, 2018
Instrument2018-0007865
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$580,287 (+2%) Land $313,355 Building $266,932
2025$7,231.00 (-0.37%)$568,910 (+4.04%) Land $307,211 Building $261,699
2024$7,258.00 (+2.69%)
2023$7,068.00 (+1.71%)$546,821 Land $295,283 Building $251,538
2022$6,949.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims4 (1991–2026)
Claims Outside the SFHA2 of 4
Most Recent ClaimJan 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 90% of the US · above 72% of California
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPADRE DAM MWD
serves 93,980 people · EPA ID CA3710037
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2022
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks.

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