1605 E St SW, Miami, OK 74354 Property Records

Ottawa County property record for 1605 E St SW, Miami, OK 74354

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,598 sqft · built 1970
Lot Size	0.98 acres (42,689 sqft)
Owner	Individual Name on File
Last Sale	$139,000 (Mar 2017)
Tax Bill	$1,448 (2025)
Deeds & Mortgages	Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19070`

Property Details

APN / Parcel Number

Primary APN	`19070`
Alternative APN	`5350-06-027-023-0-011-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,598 sqft Living Area
1st Floor Area	2,598 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2000
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	42,689 sqft (0.98 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	100 sqft
Patio Area	72 sqft
Shed	1 Shed
Shed Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	19070
Street Address	1605 E ST SW
City	MIAMI
State	OK
Zip	74354-8703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A TR IN NW SE BEG NW COR NW SE TH E 409.42' TH S 104.36' TH W 409.42' TH N 104.36' TO POB SEC 6 TWP 27 RNG 23 MIAMI MISC I
Legal Range	23E
Legal Township	27N
Legal Section	06
Legal Subdivision	MIAMI MISC. I
Legal Block	27
Legal Lot Number	23
Jurisdiction	OTTAWA OK
Township / Civil Division	MIAMI
Census Block Group	2
Census Block	2022
Census Tract	574700

Owner

1605 E St SW is owned and occupied by an individual who bought it in March 2017.

Source: Ottawa County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1605 E ST SW, MIAMI, OK 74354-8703
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2017 · Amount on File
Deed Sale	Mar 6, 2017 · Amount on File
Prior Sale	Dec 20, 2006 · Amount on File
Deed Document Number	2017877
Deed Book / Page	1045 / 344
Record Updated	Oct 29, 2026

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	Mar 6, 2017
Property Address	1605 E ST SW, MIAMI, OK 74354-8703
Document Number	001045/344
Book / Page	1045 / 344
Instrument Date	Mar 3, 2017
Instrument	2017-000877
Transaction Type	Transfer
Record Updated	Mar 18, 2022
Title Company	NOT AVAILABLE, OTTAWA COUNTY ABSTRACT & TIT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$208.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1605 E ST SW, MIAMI, OK 74354-8703

Mortgage

Document Number	2017000878
Date	Mar 6, 2017
Instrument	2017-000878

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1605 E St SW was $1,448 with a homeowner's exemption, down 1.2% from the year before.

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Ottawa County
Municipality	Miami City
Unified School District	Miami Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$16,212 (+1.16%) Land $3,591 Building $12,621	$142,212 (+1.16%) Land $31,500 Building $110,712
2025	$1,448.00 (-1.23%) Homeowner's exemption	$16,026 (-1.81%) Land $3,591 Building $12,435	$140,576 (-7.49%) Land $31,500 Building $109,076
2024	$1,466.00 (+4.05%) Homeowner's exemption	$16,321 (+3%) Land $3,591 Building $12,730	$151,956 (+9.32%) Land $31,500 Building $120,456
2023	$1,409.00 (+2.7%) Homeowner's exemption	$15,846 (-) Land $3,591 Building $12,255	$139,000 (-) Land $31,500 Building $107,500
2022	$1,372.00 Homeowner's exemption	$15,846 Land $3,591 Building $12,255	$139,000 Land $31,500 Building $107,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1605 E St SW in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	62 (1985–2019)
Most Recent Claim	May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2019 · 10 claims Severe Storms, Flooding, And Tornadoes, Jul 2007 · 21 claims Severe Storms And Flooding, Apr 1994 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1605 E St SW is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Oklahoma
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIAMI serves 13,704 people · EPA ID OK2005813
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
The Junction Internet Fixed Wireless	100 / 20