1605 E Ridgewood Dr, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 1605 E Ridgewood Dr, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,235 sqft · built 1938
Lot Size	0.583 acres (25,410 sqft)
Owner	Company Name on Record
Last Sale	$17,375 (Jul 2024)
Tax Bill	$3,756 (2025)
Deeds & Mortgages	May 2019 Refinance Jul 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`8913-18-277-004`

Property Details

APN / Parcel Number

Primary APN	`8913-18-277-004`
Alternative APN	`8913-18-277-024`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,235 sqft Living Area
1st Floor Area	915 sqft
Basement Area	458 sqft
Finished Basement	250 sqft
Unfinished Basement	458 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	25,410 sqft (0.583 acres)
Lot Dimensions	231 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	940 sqft
Parking Spaces	4 Parking Spaces
Patio Area	285 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	8913-18-277-004
Street Address	1605 E RIDGEWOOD DR
City	CEDAR FALLS
State	IA
Zip	50613-4543
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR HEIGHTS DIV I LOT 11 EXC PART LOT 11 DESC AS COM AT NE COR LOT 11 TH S 23 DEG 23 MIN 44 SEC E 13.96 FT ALONG WLY ROW
Legal Range	13W
Legal Township	89N
Legal Section	18
Legal Subdivision	CEDAR HEIGHTS DIV I
Legal Lot Number	11
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	2
Census Block	2001
Census Tract	2400

Owner

Source: Black Hawk County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	220 CLAY ST, CEDAR FALLS, IA 50613-2726
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 9, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance DUPACO COMMUNITY CREDIT UNION
Jul 2, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2024 · Amount on Record
Deed Sale	Jul 2, 2024 · Amount on Record
Prior Sale	Dec 5, 2008 · Amount on Record
Deed Document Number	202416730
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1605 E RIDGEWOOD DR, CEDAR FALLS, IA 50613-4543
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	201900016610
Date	May 9, 2019
Instrument	201900016610

Lender

Name	DUPACO COMMUNITY CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jul 2, 2024
Property Address	1605 E RIDGEWOOD DR, CEDAR FALLS, IA 50613-4543
Document Number	202400016730
Instrument Date	May 24, 2024
Instrument	202400016730
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 CLAY ST, CEDAR FALLS, IA 50613-2726
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,756.00	$267,700 (+14.71%) Land $45,140 Building $222,560	$267,700 (+14.71%) Land $45,140 Building $222,560
2024	$3,756.00 (+5.74%)
2023		$233,380 (+21.27%) Land $45,140 Building $188,240	$233,380 (+21.27%) Land $45,140 Building $188,240
2022	$3,552.00	$192,440 Land $45,140 Building $147,300
2021			$192,440 Land $45,140 Building $147,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	8 (1993–2008)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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