1605 E Elma Privado, Ontario, CA 91764 Property Records

San Bernardino County property record for 1605 E Elma Privado, Ontario, CA 91764

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,251 sqft · built 2004
Lot Size	0.161 acres (7,025 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (Feb 2018)
Tax Bill	$7,420 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`0110-531-01-0000`

Property Details

APN / Parcel Number

Primary APN	`0110-531-01-0000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,251 sqft Living Area
Gross Area	3,691 sqft
1st Floor Area	1,676 sqft
2nd Floor Area	1,575 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	7,025 sqft (0.161 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	171 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1605 E ELMA PRIVADO
City	ONTARIO
State	CA
Zip	91764-4353
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 16275 LOT 1 BOOK 294 PAGE 69 AND INT IN COMMON AREA
Legal Subdivision	TRACT NO. 16275
Legal Tract	16275
Legal Block	3
Legal Lot Number	1
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	3
Census Block	3003
Census Tract	1504

Owner

1605 E Elma Privado is owned and occupied by two individuals who bought it in February 2018.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1605 E ELMA PRIVADO, ONTARIO, CA 91764-4353
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF SOUTHERN CALIFORNIA
Jul 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage PACIFIC BAY LNDG
Feb 28, 2018	Grant Deed, Transfer · Conventional Mortgage BAY EQUITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2018 · Amount on File
Deed Sale	Feb 28, 2018 · Amount on File
Prior Sale	Sep 21, 2011 · Amount on File
Deed Document Number	201873558
Prior Transfer Date	Sep 25, 2013
Prior Transfer Doc	0000422639
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1605 E ELMA PRIVADO, ONTARIO, CA 91764-4353
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	MONARCH TITLE COMPANY INC, MONARCH TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1605 E ELMA PRIVADO, ONTARIO, CA 91764-4353

Mortgage

Document Number	0000062091
Date	Mar 10, 2026
Instrument	2026-0062091

Lender

Name	CREDIT UNION OF SOUTHERN CALIFORNIA
Type	Credit Union
Address	ANAHEIM, CA 92808

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 10, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1605 E ELMA PRIVADO, ONTARIO, CA 91764-4353
Document Number	0000268518
Instrument Date	Jul 14, 2020
Transaction Type	Mortgage
Record Updated	Aug 19, 2020
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1605 E ELMA PRIVADO ONTARIO CA 917644353, ONTARIO, CA 91764-4353

Mortgage

Document Number	0000268518
Date	Aug 3, 2020
Instrument	268518

Lender

Name	PACIFIC BAY LNDG
Address	GARDEN GROVE, CA 92841

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 2, 2050

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Feb 28, 2018
Property Address	1605 E ELMA PRIVADO, ONTARIO, CA 91764-4353
Document Number	0000073558
Map Reference	MB 294 PG 69-73
Instrument Date	Jan 24, 2018
Instrument	2018-0073558
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1605 E ELMA PRIVADO, ONTARIO, CA 91764-4353

Mortgage

Document Number	0000073559
Date	Feb 28, 2018
Instrument	2018-0073559

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Mortgage

Document Number	0000073560
Date	Feb 28, 2018
Instrument	2018-0073560

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	SAUSALITO, CA 94965

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 1605 E Elma Privado was $7,420 with a homeowner's exemption.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Ontario City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Ontario-Montclair School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$696,350 (+2%) Land $243,722 Building $452,628
2025	$7,420.00 Homeowner's exemption	$682,696 Land $238,943 Building $443,753
2023	$7,044.00 (+1.35%) Homeowner's exemption	$656,187 Land $229,665 Building $426,522
2022	$6,950.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1605 E Elma Privado in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1605 E Elma Privado has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 672 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile.

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