1605 E Clark St, Warsaw, IN 46580 Property Records

Kosciusko County property record for 1605 E Clark St, Warsaw, IN 46580

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,158 sqft · built 1906
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$245,510 (Jun 2026)
Tax Bill	$1,328 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`004-704006-00`

Property Details

APN / Parcel Number

Primary APN	`004-704006-00`
Alternative APNs	`43-11-09-300-425.000-032` `00000006667` `0470400600`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,158 sqft Living Area
1st Floor Area	1,158 sqft
Basement Area	868 sqft
Unfinished Basement	579 sqft
Family Room	Family Room

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1980
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Carport
Garage Area	276 sqft
Carport	Carport
Carport Area	276 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00000006667
Street Address	1605 E CLARK ST
City	WARSAW
State	IN
Zip	46580-3611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	4-47-286 LOT 32 WILLIAMS ADD
Legal Range	6
Legal Township	32
Legal Section	9
Legal Subdivision	WILLIAMS ADD
Legal Lot Number	32
Jurisdiction	KOSCIUSKO IN
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1000
Census Tract	962000

Owner

1605 E Clark St is owned and occupied by an individual who bought it in June 2026.

Source: Kosciusko County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1605 E CLARK ST, WARSAW, IN 46580-3611
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Warranty Deed, Transfer · Conventional Mortgage BAILEY & WOOD FINANCIAL GROUP
Jun 18, 2026	Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Jun 18, 2026	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2026 · Amount on File
Deed Sale	Jun 18, 2026 · Amount on File
Prior Sale	Jun 18, 2026
Deed Document Number	202660789
Prior Transfer Date	May 24, 2011
Prior Transfer Doc	2011060566
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Jun 18, 2026
Property Address	1605 E CLARK ST, WARSAW, IN 46580-3611
Document Number	0000060789
Instrument Date	Jun 15, 2026
Instrument	202660789
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1605 E CLARK ST, WARSAW, IN 46580-3611
Investor	Possibly a Property Investor

Mortgage

Document Number	0000060790,
Date	Jun 18, 2026
Instrument	202660790

Lender

Name	BAILEY & WOOD FINANCIAL GROUP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Jun 18, 2026
Property Address	1605 E CLARK ST, WARSAW, IN 46580-3611
Document Number	0000060787
Instrument Date	Jun 12, 2026
Instrument	202660787
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 E PRAIRIE ST, LEESBURG, IN 46538-7720

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Jun 18, 2026
Property Address	1605 E CLARK ST, WARSAW, IN 46580-3611
Document Number	0000060788
Instrument Date	Jun 9, 2026
Instrument	202660788
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 E PRAIRIE ST, LEESBURG, IN 46538-7720

Tax Assessment & Valuation

The 2025 property tax bill for 1605 E Clark St was $1,328 with a homeowner's exemption, down 28.8% from the year before.

Source: Kosciusko County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Kosciusko County
County Subdivision	Wayne Township
Municipality	Warsaw City
Unified School District	Warsaw Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,328.00 (-28.76%) Homeowner's exemption	$152,600 (+7.39%) Land $28,400 Building $124,200	$152,600 (+7.39%) Land $28,400 Building $124,200
2024	$1,864.00 (+132.13%) Homeowner's exemption	$142,100 (+40.42%) Land $21,400 Building $120,700	$142,100 (+40.42%) Land $21,400 Building $120,700
2023	$803.00 (+24.11%)	$101,200 (+12.82%) Land $21,400 Building $79,800	$101,200 (+12.82%) Land $21,400 Building $79,800
2022	$647.00	$89,700 Land $17,800 Building $71,900	$89,700 Land $17,800 Building $71,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1605 E Clark St in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 29, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	22 (1982–2018)
Claims Outside the SFHA	1 of 22
Most Recent Claim	Feb 2018 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Feb 2018 · 9 claims Severe Storms, Tornadoes, And Flooding, Mar 2009 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1605 E Clark St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - WARSAW private · serves 13,835 people · EPA ID IN5243030
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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