1605 E Caroline St, Ontario, CA 91764 Property Records

San Bernardino County property record for 1605 E Caroline St, Ontario, CA 91764

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,476 sqft · built 1969
Lot Size	0.163 acres (7,107 sqft)
Owner	2 Individual Names on Record
Last Sale	$700,000 (Sep 2025)
Tax Bill	$7,318 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Apr 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`0108-313-01-0000`

Property Details

APN / Parcel Number

Primary APN	`0108-313-01-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,476 sqft Living Area
Gross Area	1,876 sqft
1st Floor Area	1,476 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Modern
Exterior Material	Block
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,107 sqft (0.163 acres)
Lot Dimensions	103 ft deep x 69 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	56 sqft
Patio Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1605 E CAROLINE ST
City	ONTARIO
State	CA
Zip	91764-1514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 8023 LOT 30
Legal Subdivision	TRACT NO 8023
Legal Tract	8023
Legal Block	2
Legal Lot Number	30
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	2
Census Block	2009
Census Tract	1307

Owner

Source: San Bernardino County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1605 E CAROLINE ST, ONTARIO, CA 91764-1514
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2025	Grant Deed, Transfer · FHA Mortgage OCMBC INC
Apr 6, 2022	Grant Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Jan 13, 2017	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 11, 2020	Grant Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Feb 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage RESIDENTIAL BANCORP
Aug 20, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage RESIDENTIAL BANCORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2025 · Amount on Record
Deed Sale	Sep 4, 2025 · Amount on Record
Prior Sale	Apr 6, 2022 · Amount on Record
Deed Document Number	2025213445
Prior Transfer Date	Aug 15, 2018
Prior Transfer Doc	0000303493
Record Updated	Oct 29, 2026

September 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 4, 2025
Property Address	1605 E CAROLINE ST, ONTARIO, CA 91764-1514
Document Number	0000213445
Map Reference	MB 103 PG 11&12
Instrument Date	Jul 24, 2025
Instrument	2025-0213445
Transaction Type	Transfer
Record Updated	Sep 24, 2025
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1605 E CAROLINE ST, ONTARIO, CA 91764-1514

Mortgage

Document Number	0000213446
Date	Sep 4, 2025
Instrument	2025-0213446

Lender

Name	OCMBC INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Mortgage

Document Number	0000213447
Date	Sep 4, 2025
Instrument	2025-0213447

Lender

Name	OCMBC INC
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2035

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 6, 2022
Property Address	1605 E CAROLINE ST, ONTARIO, CA 91764-1514
Document Number	0000130036
Map Reference	MB 103 PG 11&12
Instrument Date	Mar 9, 2022
Instrument	2022-0130036
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	WESTERN RESOURCES TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1605 E CAROLINE ST, ONTARIO, CA 91764-1514

Mortgage

Document Number	0000130037
Date	Apr 6, 2022
Instrument	2022-0130037

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1605 E CAROLINE ST, ONTARIO, CA 91764-1514
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PROVIDENT TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019279
Date	Jan 13, 2017
Instrument	2017-0019279

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Feb 1, 2042

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 11, 2020
Property Address	1605 E CAROLINE ST, ONTARIO, CA 91764-1514
Document Number	0000341228
Map Reference	MB 103 PG 11&12
Instrument Date	Aug 18, 2020
Instrument	2020-0341228
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	PROVIDENT TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1605 E CAROLINE ST, ONTARIO, CA 91764-1514

Mortgage

Document Number	0000341229
Date	Sep 11, 2020
Instrument	2020-0341229

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1605 E CAROLINE ST, ONTARIO, CA 91764-1514
Document Number	0000048221
Instrument Date	Feb 4, 2020
Transaction Type	Mortgage
Record Updated	Mar 2, 2020
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1605 E CAROLINE ST ONTARIO CA 917641514, ONTARIO, CA 91764-1514

Mortgage

Document Number	0000048221
Date	Feb 10, 2020
Instrument	48221

Lender

Name	RESIDENTIAL BANCORP
Type	Mortgage Company
Address	DIAMOND BAR, CA 91765

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 9, 2050

August 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 20, 2018
Property Address	1605 E CAROLINE ST, ONTARIO, CA 91764-1514
Document Number	0000303493
Map Reference	MB 103 PG 11&12
Instrument Date	Aug 15, 2018
Instrument	2018-0303493
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1605 E CAROLINE ST, ONTARIO, CA 91764-1514

Mortgage

Document Number	0000303494
Date	Aug 20, 2018
Instrument	2018-0303494

Lender

Name	RESIDENTIAL BANCORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Ontario City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Ontario-Montclair School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$700,000 (+5.04%) Land $245,000 Building $455,000
2025	$7,318.00 (+5.28%)	$666,439 (+4.04%) Land $233,254 Building $433,185
2023	$6,951.00 (+28.53%)	$640,560 Land $224,196 Building $416,364
2022	$5,408.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 673 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile.

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