1605 E 110th St, Carmel (Indianapolis), IN 46280 Property Records

Hamilton County property record for 1605 E 110th St, Carmel, IN 46280

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,862 sqft · built 1945
Lot Size	0.9 acres (39,204 sqft)
Owner	2 Company Names on Record
Last Sale	$300,000 (Aug 2021)
Tax Bill	$2,673 (2024)
Deeds & Mortgages	Dec 2025 Line of Credit Aug 2025 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`29-13-01-406-001.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-01-406-001.000-018`
Alternative APNs	`291301406001000003` `1713010406001000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,862 sqft Living Area
Gross Area	2,846 sqft
1st Floor Area	1,862 sqft
Basement Area	984 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	39,204 sqft (0.9 acres)
Lot Dimensions	175 ft deep x 223 ft wide
Garage Type	Detached
Garage Area	1,500 sqft
Parking Spaces	7 Parking Spaces
Pool Area	576 sqft
Shed	1 Shed
Shed Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1605 E 110TH ST
City	CARMEL
State	IN
Zip	46280-1210
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 1, TOWNSHIP 17, RANGE 3, HARVEYS SUB, LOT 7
Legal Range	03
Legal Township	17
Legal Section	01
Legal Subdivision	HARVEYS SUB
Legal Lot Number	7
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1009
Census Tract	111006

Owner

Source: Hamilton County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1605 E 110TH ST, CARMEL, IN 46280-1210
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · Line of Credit THE NATIONAL BANK OF INDIANAPOLIS
Aug 8, 2025	Quit Claim Deed, Transfer Quitclaim
Aug 11, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Apr 28, 2021	Warranty Deed, Transfer
Dec 23, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2021 · Amount on Record
Deed Sale	Aug 11, 2021 · Amount on Record
Prior Sale	Apr 28, 2021
Deed Document Number	202158537
Last Transfer Date	Aug 1, 2025
Transfer Doc	0000032722
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	1605 E 110TH ST, CARMEL, IN 46280-1210
Transaction Type	Mortgage
Record Updated	Mar 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056115
Date	Dec 29, 2025
Instrument	2025056115

Lender

Name	THE NATIONAL BANK OF INDIANAPOLIS
Type	Bank
Address	INDIANAPOLIS, IN 46204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 19, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON IN
Recording Date	Aug 8, 2025
Property Address	1605 E 110TH ST, CARMEL, IN 46280-1210
Document Number	0000032722
Map Reference	DD 138 PG 329
Instrument Date	Aug 1, 2025
Instrument	2025032722
Transaction Type	Transfer
Record Updated	Mar 5, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1605 E 110TH ST, CARMEL, IN 46280-1210

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON IN
Recording Date	Aug 11, 2021
Property Address	1605 E 110TH ST, CARMEL, IN 46280-1210
Document Number	0000058537
Map Reference	MB 138 PG 329
Instrument Date	Jun 25, 2021
Instrument	2021058537
Transaction Type	Transfer
Record Updated	Mar 5, 2026
Title Company	TIMIOS INC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1605 E 110TH ST, CARMEL, IN 46280-1210

Mortgage

Document Number	0000058538
Date	Aug 11, 2021
Instrument	2021058538

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2051

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Apr 28, 2021
Property Address	1605 E 110TH ST, CARMEL, IN 46280-1210
Document Number	0000031965
Instrument Date	Apr 23, 2021
Instrument	2021031965
Transaction Type	Transfer
Record Updated	Mar 5, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1605 E 110TH ST, CARMEL, IN 46280-1210

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON IN
Recording Date	Dec 23, 2020
Property Address	1605 E 110TH ST, CARMEL, IN 46280-1210
Document Number	0000094870
Instrument Date	Dec 23, 2020
Instrument	94870
Transaction Type	Transfer
Record Updated	Jan 26, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1605 E 110TH ST CARMEL IN 462801210, CARMEL, IN 46280-1210

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$273,000 (+12.72%) Land $53,300 Building $219,700	$273,000 (+12.72%) Land $53,300 Building $219,700
2024	$2,673.00 (+14.43%)	$242,200 (+14.9%) Land $53,300 Building $188,900	$242,200 (+14.9%) Land $53,300 Building $188,900
2023	$2,336.00 (-2.83%)	$210,800 (+3.08%) Land $53,300 Building $157,500	$210,800 (+3.08%) Land $53,300 Building $157,500
2022	$2,404.00	$204,500 Land $53,300 Building $151,200	$204,500 Land $53,300 Building $151,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1978–2017)
Claims Outside the SFHA	2 of 5
Most Recent Claim	May 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Metronet, T-Mobile.

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