Shelby County property record for 1605 David St, Memphis, TN 38114
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,745 sqft · built 1949 |
| Lot Size | 0.2 acres (8,700 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $642 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage Feb 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-7065-0-0020 |
| Primary APN | 04-7065-0-0020 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,745 sqft Living Area |
| 1st Floor Area | 1,745 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Foundation Type | No Foundation |
| Lot Area | 8,700 sqft (0.2 acres) |
| Lot Dimensions | 145 ft deep x 60 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 30 sqft |
| Patio Area | 16 sqft |
| Shed | 1 Shed |
| Shed Area | 288 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1605 DAVID ST |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38114-3858 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Description | WS DAVID 140.7 FT N OF BARRON |
| Legal Subdivision | SHOULTS |
| Legal Lot Number | 4 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 10 |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 6800 |
Source: Shelby County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1605 DAVID ST, MEMPHIS, TN 38114-3858 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Dec 2, 2022 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Feb 16, 2020 | Loan Modification, Mortgage · Conventional Mortgage MIDFIRST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 1605 DAVID ST, MEMPHIS, TN 38114-3858 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1605 DAVID ST, MEMPHIS, TN 38114-3858 |
| Document Number | 0022130213 |
|---|---|
| Date | Dec 2, 2022 |
| Instrument | 22130213 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Nov 1, 2062 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 1603 DAVID ST, MEMPHIS, TN 38114 |
| Document Number | 0000021832 |
| Instrument Date | Feb 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1603 DAVID ST MEMPHIS TN 38114, MEMPHIS, TN 38114 |
| Document Number | 0000021832 |
|---|---|
| Date | Feb 28, 2020 |
| Instrument | 21832 |
| Name | MIDFIRST BK |
|---|---|
| Type | Bank |
| Address | 501 NW GRAND BLVD, OKLAHOMA CITY, OK 73118-6037 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 27, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Memphis City |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $642.00 (-50.27%) | $23,875 (+12.62%) Land $2,450 Building $21,425 | $95,500 (+12.62%) Land $9,800 Building $85,700 |
| 2023 | $21,200 Land $1,000 Building $20,200 | ||
| 2022 | $1,291.00 | ||
| 2021 | $84,800 Land $4,000 Building $80,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 601 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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